SCHW vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. SCHW offers the higher yield at 1.37%, SCHW has the higher dividend-safety score, and SCHW looks like the better value (its fair-value estimate is 4% below its share price).
Key facts: SCHW vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, The Charles Schwab Corporation (SCHW) has the higher forward dividend yield at 1.37%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades SCHW's dividend safety A (93/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, SCHW has raised its dividend for 1 consecutive years and V for 17.
- As of Nov 5, 2026, SCHW pays out 21% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, SCHW's fair-value estimate is 4% below its share price and V's fair-value estimate is 25% below its share price, so SCHW looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "SCHW vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/schw-vs-v
| Metric | SCHW | V |
|---|---|---|
| Forward yield | 1.37% | 0.71% |
| Annual dividend | $1.28 | $3.12 |
| Payout ratio | 21% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | 8.4% | 14.9% |
| 5-yr total return | 14% | 113% |
| Dividend safety score | 93 (A) | 93 (A) |
| Fair value estimate | $88.72 | $321.86 |
| Upside to fair value | -4% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $160.6B | $804.3B |
| P/E ratio | 15.9 | 34.9 |
Higher yield
SCHW
1.37%
Safer dividend
SCHW
Grade A
Faster growth
V
14.9%
Better value
SCHW
-4% upside
SCHW vs V — FAQ
Is SCHW or V a better dividend stock?
On the data, V wins more head-to-head categories (4 vs 3). SCHW offers the higher yield (1.37%), while SCHW has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, SCHW or V?
SCHW has the higher forward dividend yield at 1.37%, versus 0.71% for V.
Is SCHW or V safer?
SCHW has the higher dividend-safety score (93/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.
Is SCHW or V better value right now?
As of Nov 5, 2026, SCHW looks like the better value: its fair-value estimate is 4% below its share price (fairly valued). For V, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.