MA vs SCHW: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SCHW offers the higher yield at 1.37%, SCHW has the higher dividend-safety score, and SCHW looks like the better value (its fair-value estimate is 4% below its share price).
Key facts: MA vs SCHW
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, The Charles Schwab Corporation (SCHW) has the higher forward dividend yield at 1.37%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades MA's dividend safety A (89/100) and SCHW's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, MA has raised its dividend for 14 consecutive years and SCHW for 1.
- As of Nov 5, 2026, MA pays out 18% of its earnings as dividends and SCHW pays out 21%.
- As of Nov 5, 2026, MA's fair-value estimate is 25% below its share price and SCHW's fair-value estimate is 4% below its share price, so SCHW looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs SCHW: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ma-vs-schw
| Metric | MA | SCHW |
|---|---|---|
| Forward yield | 0.52% | 1.37% |
| Annual dividend | $3.48 | $1.28 |
| Payout ratio | 18% | 21% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 8.4% |
| 5-yr total return | 103% | 14% |
| Dividend safety score | 89 (A) | 93 (A) |
| Fair value estimate | $499.25 | $88.72 |
| Upside to fair value | -25% | -4% |
| Frequency | quarterly | quarterly |
| Market cap | $578.5B | $160.6B |
| P/E ratio | 34.7 | 15.9 |
Higher yield
SCHW
1.37%
Safer dividend
SCHW
Grade A
Faster growth
MA
13.7%
Better value
SCHW
-4% upside
MA vs SCHW — FAQ
Is MA or SCHW a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). SCHW offers the higher yield (1.37%), while SCHW has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or SCHW?
SCHW has the higher forward dividend yield at 1.37%, versus 0.52% for MA.
Is MA or SCHW safer?
SCHW has the higher dividend-safety score (93/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or SCHW better value right now?
As of Nov 5, 2026, SCHW looks like the better value: its fair-value estimate is 4% below its share price (fairly valued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.