SmarterDividends

MA vs SCHW: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SCHW offers the higher yield at 1.22%, SCHW has the higher dividend-safety score, and SCHW trades at the larger discount to fair value (+42%).

MetricMASCHW
Forward yield0.62%1.22%
Annual dividend$3.48$1.28
Payout ratio18%21%
Years of growth14 yr1 yr
5-yr dividend growth13.7%8.4%
5-yr total return68%28%
Dividend safety score88 (A)95 (A)
Fair value estimate$574.22$148.95
Upside to fair value+2%+42%
Frequencyquarterlyquarterly
Market cap$495.2B$182.0B
P/E ratio31.119.2

Higher yield

SCHW

1.22%

Safer dividend

SCHW

Grade A

Faster growth

MA

13.7%

Better value

SCHW

+42% upside

MA vs SCHW — FAQ

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