MA vs SCHW: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SCHW offers the higher yield at 1.26%, SCHW has the higher dividend-safety score, and SCHW trades at the larger discount to fair value (+50%).
| Metric | MA | SCHW |
|---|---|---|
| Forward yield | 0.64% | 1.26% |
| Annual dividend | $3.48 | $1.28 |
| Payout ratio | 18% | 22% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 8.4% |
| 5-yr total return | 57% | 39% |
| Dividend safety score | 89 (A) | 96 (A) |
| Fair value estimate | $558.71 | $151.83 |
| Upside to fair value | +3% | +50% |
| Frequency | quarterly | quarterly |
| Market cap | $483.7B | $178.3B |
| P/E ratio | 31.4 | 20.2 |
Higher yield
SCHW
1.26%
Safer dividend
SCHW
Grade A
Faster growth
MA
13.7%
Better value
SCHW
+50% upside
MA vs SCHW — FAQ
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