HSBC vs SCHW: Which Is the Better Dividend Stock?
As of September 2026, SCHW (The Charles Schwab Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.68%, SCHW has the higher dividend-safety score, and SCHW trades at the larger discount to fair value (+42%).
| Metric | HSBC | SCHW |
|---|---|---|
| Forward yield | 3.68% | 1.22% |
| Annual dividend | $3.75 | $1.28 |
| Payout ratio | 54% | 21% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 8.4% |
| 5-yr total return | 239% | 28% |
| Dividend safety score | 72 (B) | 95 (A) |
| Fair value estimate | $138.49 | $148.95 |
| Upside to fair value | +36% | +42% |
| Frequency | quarterly | quarterly |
| Market cap | $348.5B | $182.0B |
| P/E ratio | 14.5 | 19.2 |
Higher yield
HSBC
3.68%
Safer dividend
SCHW
Grade A
Faster growth
SCHW
8.4%
Better value
SCHW
+42% upside
HSBC vs SCHW — FAQ
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