SmarterDividends

V vs WFC: Which Is the Better Dividend Stock?

As of Oct 29, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. WFC offers the higher yield at 2.42%, V has the higher dividend-safety score, and WFC looks like the better value (its fair-value estimate is 31% above its share price).

Key facts: V vs WFC

Data as of · Source: SmarterDividends data

  • As of Oct 29, 2026, Wells Fargo & Company (WFC) has the higher forward dividend yield at 2.42%, versus 0.66% for Visa Inc. (V).
  • As of Oct 29, 2026, SmarterDividends grades V's dividend safety A (93/100) and WFC's B (74/100).
  • By SmarterDividends' count as of Oct 29, 2026, V has raised its dividend for 17 consecutive years and WFC for 4.
  • As of Oct 29, 2026, V pays out 22% of its earnings as dividends and WFC pays out 26%.
  • As of Oct 29, 2026, V's fair-value estimate is 23% below its share price and WFC's fair-value estimate is 31% above its share price, so WFC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "V vs WFC: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/v-vs-wfc

MetricVWFC
Forward yield0.66%2.42%
Annual dividend$2.68$2.00
Payout ratio22%26%
Years of growth17 yr4 yr
5-yr dividend growth14.9%6.9%
5-yr total return111%72%
Dividend safety score93 (A)74 (B)
Fair value estimate$306.97$109.43
Upside to fair value-23%+31%
Frequencyquarterlyquarterly
Market cap$752.1B$251.1B
P/E ratio32.511.8

Higher yield

WFC

2.42%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

WFC

+31% upside

V vs WFC — FAQ

Is V or WFC a better dividend stock?

On the data, V wins more head-to-head categories (6 vs 2). WFC offers the higher yield (2.42%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, V or WFC?

WFC has the higher forward dividend yield at 2.42%, versus 0.66% for V.

Is V or WFC safer?

V has the higher dividend-safety score (93/100 vs 74/100), reflecting stronger payout coverage and dividend-growth history.

Is V or WFC better value right now?

As of Oct 29, 2026, WFC looks like the better value: its fair-value estimate is 31% above its share price (undervalued). For V, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.