BAC vs WFC: Which Is the Better Dividend Stock?
As of July 2026, BAC and WFC are closely matched. WFC offers the higher yield at 2.06%, BAC has the higher dividend-safety score, and WFC trades at the larger discount to fair value (+86%).
| Metric | BAC | WFC |
|---|---|---|
| Forward yield | 1.83% | 2.06% |
| Annual dividend | $1.12 | $1.80 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 6.9% |
| 5-yr total return | 47% | 91% |
| Dividend safety score | 85 (A) | 68 (B) |
| Fair value estimate | $101.75 | $163.20 |
| Upside to fair value | +66% | +86% |
| Frequency | quarterly | quarterly |
| Market cap | $424.0B | $261.5B |
| P/E ratio | 14.1 | 12.7 |
Higher yield
WFC
2.06%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
WFC
+86% upside
BAC vs WFC — FAQ
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