BAC vs WFC: Which Is the Better Dividend Stock?
As of September 2026, BAC and WFC are closely matched. WFC offers the higher yield at 2.22%, BAC has the higher dividend-safety score, and WFC trades at the larger discount to fair value (+48%).
| Metric | BAC | WFC |
|---|---|---|
| Forward yield | 2.05% | 2.22% |
| Annual dividend | $1.28 | $2.00 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 6.9% |
| 5-yr total return | 48% | 95% |
| Dividend safety score | 86 (A) | 72 (B) |
| Fair value estimate | $91.51 | $133.78 |
| Upside to fair value | +46% | +48% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $273.0B |
| P/E ratio | 14.5 | 13.1 |
Higher yield
WFC
2.22%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
WFC
+48% upside
BAC vs WFC — FAQ
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