HSBC vs WFC: Which Is the Better Dividend Stock?
As of July 2026, HSBC and WFC are closely matched. HSBC offers the higher yield at 3.73%, HSBC has the higher dividend-safety score, and WFC trades at the larger discount to fair value (+86%).
| Metric | HSBC | WFC |
|---|---|---|
| Forward yield | 3.73% | 2.06% |
| Annual dividend | $3.75 | $1.80 |
| Payout ratio | 62% | 26% |
| Years of growth | 0 yr | 4 yr |
| 5-yr dividend growth | -13.8% | 6.9% |
| 5-yr total return | 281% | 91% |
| Dividend safety score | 70 (B) | 68 (B) |
| Fair value estimate | $127.75 | $163.20 |
| Upside to fair value | +27% | +86% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $261.5B |
| P/E ratio | 16.6 | 12.7 |
Higher yield
HSBC
3.73%
Safer dividend
HSBC
Grade B
Faster growth
WFC
6.9%
Better value
WFC
+86% upside
HSBC vs WFC — FAQ
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