AmeriServ Financial, Inc.
ASRVFinancial Services · Stock · quarterly payer
Forward Yield
2.48%
Annual Dividend
$0.12
Payout Ratio
24%
5-Yr Growth
3.7%
Ex-Date
Aug 3, 2026
Frequency
Quarterly
Summary
As of August 2026, AmeriServ Financial, Inc. (ASRV) yields 2.48% ($0.12 per share annually), with a blended fair-value estimate of $4.96 — -1% downside, so it screens as fairly valued. Dividend safety grade: A (84/100).
Is ASRV a good dividend stock?
YesAmeriServ Financial, Inc. (ASRV) pays a quarterly dividend yielding 2.48% ($0.12/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (24%)
- Top-tier dividend safety score
Risks
- Cut its dividend in 2013
Key Data
- Dividend Yield
- 2.48%
- Payout Ratio
- 24%
- Annual Dividend
- $0.12
- 5-Yr Avg Growth
- 3.7%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.42
- Market Cap
- $84.0M
- P/E Ratio
- 9.5
- 5-Yr Total Return
- 29%
- 52-Week Range
- —
- Dividend Safety
- A · 84/100
- Ever Cut?
- Yes (2013)
Frequently Asked Questions
ASRV Price — Last 12 Months
Daily close
Price Return
1 Year
+73%
3 Years
+89%
5 Years
+29%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ASRV worth?
Fairly valuedmedium confidenceOur blended fair-value estimate for AmeriServ Financial, Inc. is $4.96 per share, versus a market price of $5.02. That implies the stock is roughly fairly priced.
Fair Value
$4.96
Current Price
$5.02
Gap
-1%
Margin of Safety
-1%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 7.0% discount rate (CAPM), 3.7% stage-1 growth, 2.5% terminal growth, $0.51 EPS, $0.12 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ASRV Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 3, 2026 | — | $0.0300 | regular |
| May 4, 2026 | — | $0.0300 | regular |
| Feb 2, 2026 | — | $0.0300 | regular |
| Nov 3, 2025 | — | $0.0300 | regular |
| Aug 4, 2025 | — | $0.0300 | regular |
| May 5, 2025 | — | $0.0300 | regular |
| Feb 3, 2025 | — | $0.0300 | regular |
| Nov 4, 2024 | — | $0.0300 | regular |
| Aug 5, 2024 | — | $0.0300 | regular |
| May 3, 2024 | — | $0.0300 | regular |
| Feb 2, 2024 | — | $0.0300 | regular |
| Nov 3, 2023 | — | $0.0300 | regular |
| Aug 4, 2023 | — | $0.0300 | regular |
| May 5, 2023 | — | $0.0300 | regular |
Income Calculator
At $0.12 / yr per share
