AmeriServ Financial, Inc.
ASRVFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
2.62%
Annual Dividend
$0.12
Payout Ratio
24%
5-Yr Growth
3.7%
Ex-Date
Aug 3, 2026
Frequency
Quarterly
Key facts about ASRV's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, AmeriServ Financial, Inc. (ASRV) has a forward dividend yield of 2.62%, based on an annual dividend of $0.12 per share and a share price of $4.54.
- As of Oct 18, 2026, ASRV's dividend safety grade from SmarterDividends is A (84 out of 100), which rates the dividend as very safe.
- ASRV last cut its regular dividend in 2013.
- ASRV's most recent ex-dividend date was Aug 3, 2026, for a dividend of $0.0300 per share.
- As of Oct 18, 2026, ASRV pays out 24% of its trailing 12-month earnings as dividends (its payout ratio).
- ASRV's dividend has grown at an average rate of 3.7% a year over the past five years.
- As of Oct 18, 2026, ASRV's 2.62% yield is 28% below its five-year average yield of 3.62%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for ASRV is $4.69 per share, 3% above the $4.54 share price, so ASRV screens as fairly valued.
- AmeriServ Financial, Inc. (ASRV) pays its dividend quarterly, 4 times a year.
- AmeriServ Financial, Inc. (ASRV) has raised its regular dividend 14 times and cut it 2 times across the 107 payments on record since 1987. Its most recent change was a 20.0% increase to $0.0300 per share, going ex-dividend on May 6, 2022. The last cut went ex-dividend on Dec 2, 2002.
Cite this page
SmarterDividends, "ASRV Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/ASRV
Summary
As of Oct 18, 2026, AmeriServ Financial, Inc. (ASRV) yields 2.62% ($0.12 a year per share) and has a dividend safety grade of A (84/100).
Is ASRV a good dividend stock?
YesAmeriServ Financial, Inc. (ASRV) pays a quarterly dividend yielding 2.62% ($0.12/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (24%)
- Top-tier dividend safety score
Risks
- Cut its dividend in 2013
Key Data
- Dividend Yield
- 2.62%
- Payout Ratio
- 24%
- Annual Dividend
- $0.12
- 5-Yr Avg Growth
- 3.7%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.43
- Market Cap
- $77.1M
- P/E Ratio
- 8.9
- 5-Yr Total Return
- 19%
- 52-Week Range
- $2.96 – $5.38
- Dividend Safety
- A · 84/100
- Ever Cut?
- Yes (2013)
ASRV dividend raises and cuts
AmeriServ Financial, Inc. (ASRV) has raised its regular dividend 14 times and cut it 2 times across the 107 payments on record since 1987. Its most recent change was a 20.0% increase to $0.0300 per share, going ex-dividend on May 6, 2022. The last cut went ex-dividend on Dec 2, 2002.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| May 6, 2022 | Raise | $0.0250 → $0.0300 | +20.0% |
| May 3, 2019 | Raise | $0.0200 → $0.0250 | +25.0% |
| May 4, 2018 | Raise | $0.0150 → $0.0200 | +33.3% |
| Aug 4, 2016 | Raise | $0.0100 → $0.0150 | +50.0% |
| Dec 2, 2002 | Cut | $0.0900 → $0.0300 | −66.7% |
| Jun 5, 2000 | Cut | $0.150 → $0.0900 | −40.0% |
| Jun 7, 1999 | Raise | $0.140 → $0.150 | +7.1% |
| Jun 1, 1998 | Raise | $0.117 → $0.140 | +20.0% |
| Jun 2, 1997 | Raise | $0.100 → $0.117 | +16.7% |
| Jun 3, 1996 | Raise | $0.0900 → $0.100 | +11.1% |
| Sep 1, 1995 | Raise | $0.0833 → $0.0900 | +8.0% |
| Jun 13, 1994 | Raise | $0.0733 → $0.0833 | +13.6% |
Show all 16 changes since 1991
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Nov 26, 1993 | Raise | $0.0667 → $0.0733 | +10.0% |
| May 28, 1992 | Raise | $0.0500 → $0.0667 | +33.3% |
| Mar 4, 1992 | Raise | $0.0333 → $0.0500 | +50.0% |
| May 29, 1991 | Raise | $0.0083 → $0.0333 | +300.0% |
Frequently Asked Questions
Is ASRV a good dividend stock?
Yes. AmeriServ Financial, Inc. (ASRV) pays a quarterly dividend yielding 2.62% ($0.12/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is ASRV undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, ASRV's fair value is about $4.69 versus a $4.54 share price — so it looks fairly valued (+3% vs. fair value).
Is ASRV's dividend safe?
ASRV has a dividend-safety grade of A (84/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2013, debt and yield-versus-history.
What is ASRV's fair value?
Our blended fair-value estimate for ASRV is about $4.69 per share, roughly 3% above the current $4.54 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is ASRV a buy, hold, or sell?
We don't issue formal ratings, but on the data ASRV screens as "yes" and fairly valued. AmeriServ Financial, Inc. (ASRV) pays a quarterly dividend yielding 2.62% ($0.12/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will ASRV cut its dividend?
ASRV earns a dividend-safety grade of A (84/100), and has cut its dividend before (last in 2013). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does ASRV pay a dividend?
Yes. AmeriServ Financial, Inc. pays a quarterly dividend of about $0.12 per share annually, a forward yield of roughly 2.62%.
What is ASRV's dividend yield?
As of Oct 18, 2026, ASRV's forward dividend yield is 2.62%, based on a $0.12 annual dividend and a $4.54 share price.
What is ASRV's dividend per share?
As of Oct 18, 2026, ASRV pays $0.12 per share per year, distributed on a quarterly basis.
What is ASRV's dividend payout ratio?
As of Oct 18, 2026, ASRV's payout ratio is 24% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has ASRV grown its dividend?
ASRV does not currently have a long dividend-growth streak on record.
When is the next ASRV ex-dividend date?
As of Oct 18, 2026, ASRV's next ex-dividend date hasn't been announced. The most recent was Aug 3, 2026, for $0.0300 per share.
ASRV Price — Last 12 Months
Daily close
Price Return
1 Year
+46%
3 Years
+53%
5 Years
+19%
52-Week Range
$2.96 – $5.38
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ASRV worth?
Fairly valuedlow confidenceOur blended fair-value estimate for AmeriServ Financial, Inc. is $4.69 per share, versus a market price of $4.54. That implies the stock is roughly fairly priced.
Fair Value
$4.69
Current Price
$4.54
Gap
+3%
Margin of Safety
3%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 3.7% growth for five years fading to 2.5% over the next five, $0.51 EPS, $0.12 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ASRV Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full ASRV dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 3, 2026 | Aug 17, 2026 | $0.0300 | regular |
| May 4, 2026 | May 18, 2026 | $0.0300 | regular |
| Feb 2, 2026 | Feb 17, 2026 | $0.0300 | regular |
| Nov 3, 2025 | Nov 17, 2025 | $0.0300 | regular |
| Aug 4, 2025 | Aug 18, 2025 | $0.0300 | regular |
| May 5, 2025 | May 19, 2025 | $0.0300 | regular |
| Feb 3, 2025 | Feb 18, 2025 | $0.0300 | regular |
| Nov 4, 2024 | Nov 18, 2024 | $0.0300 | regular |
| Aug 5, 2024 | Aug 19, 2024 | $0.0300 | regular |
| May 3, 2024 | May 20, 2024 | $0.0300 | regular |
| Feb 2, 2024 | Feb 20, 2024 | $0.0300 | regular |
| Nov 3, 2023 | Nov 20, 2023 | $0.0300 | regular |
| Aug 4, 2023 | Aug 21, 2023 | $0.0300 | regular |
| May 5, 2023 | May 22, 2023 | $0.0300 | regular |
Income Calculator
At $0.12 / yr per share
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