Beacon Financial Corporation
BBTFinancial Services · Stock · quarterly payer
Forward Yield
4.08%
Annual Dividend
$1.29
Payout Ratio
42%
5-Yr Growth
0.0%
Ex-Date
Aug 14, 2026
Frequency
Quarterly
Summary
As of August 2026, Beacon Financial Corporation (BBT) yields 4.08% ($1.29 per share annually), with a blended fair-value estimate of $19.62 — -38% downside, so it screens as overvalued. Dividend safety grade: C (62/100).
Is BBT a good dividend stock?
Yes, with caveatsBeacon Financial Corporation (BBT) pays a quarterly dividend yielding 4.08% ($1.29/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (42%)
Risks
- Cut its dividend in 2021
Key Data
- Dividend Yield
- 4.08%
- Payout Ratio
- 42%
- Annual Dividend
- $1.29
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Aug 14, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- $2.7B
- P/E Ratio
- 10.3
- 5-Yr Total Return
- 17%
- 52-Week Range
- —
- Dividend Safety
- C · 62/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
BBT Price — Last 12 Months
Daily close
Price Return
1 Year
+33%
3 Years
+58%
5 Years
+17%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BBT worth?
Overvaluedmedium confidenceOur blended fair-value estimate for Beacon Financial Corporation is $19.62 per share, versus a market price of $31.65. That implies 38% of downside.
Fair Value
$19.62
Current Price
$31.65
Downside
-38%
Margin of Safety
-61%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 9.3% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $3.08 EPS, $1.29 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BBT Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 14, 2026 | — | $0.3230 | regular |
| May 15, 2026 | — | $0.3230 | regular |
| Feb 13, 2026 | — | $0.3230 | regular |
| Nov 10, 2025 | — | $0.3230 | regular |
| Aug 14, 2025 | — | $0.1800 | regular |
| May 15, 2025 | — | $0.1800 | regular |
| Feb 20, 2025 | — | $0.1800 | regular |
| Nov 14, 2024 | — | $0.1800 | regular |
| Sep 30, 2024 | — | $0.1800 | regular |
| Jun 20, 2024 | — | $0.1800 | regular |
| Mar 20, 2024 | — | $0.1800 | regular |
| Nov 15, 2023 | — | $0.1800 | regular |
| Aug 16, 2023 | — | $0.1800 | regular |
| May 17, 2023 | — | $0.1800 | regular |
Income Calculator
At $1.29 / yr per share
