Citizens & Northern Corporation
CZNCFinancial Services · Stock · quarterly payer
$20.90
Add to PortfolioForward Yield
5.36%
Annual Dividend
$1.12
Payout Ratio
105%
5-Yr Growth
0.7%
Ex-Date
May 4, 2026
Frequency
Quarterly
CZNC Dividend Safety Score
74/ 100
Grade B
Safe
Dividend-growth streak15 consecutive years of growth
Cut historyCut its dividend in 2010
Earnings payout coverage105% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is CZNC a good dividend stock?
Yes, with caveatsCitizens & Northern Corporation (CZNC) pays a quarterly dividend yielding 5.36% ($1.12/yr), with 15 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- 15 consecutive years of dividend growth
Risks
- Cut its dividend in 2010
- Elevated payout ratio (105%)
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 5.36%
- Payout Ratio
- 105%
- Annual Dividend
- $1.12
- 5-Yr Avg Growth
- 0.7%
- Ex-Dividend Date
- May 4, 2026
- Years of Growth
- 15
- Frequency
- quarterly
- Beta
- 0.42
- Market Cap
- $374.5M
- P/E Ratio
- 19.5
- 5-Yr Total Return
- -13%
- 52-Week Range
- $18.02 – $24.12
- Dividend Safety
- B · 74/100
- Ever Cut?
- Yes (2010)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 4, 2026 | — | $0.2800 | regular |
| Feb 2, 2026 | — | $0.2800 | regular |
| Nov 3, 2025 | — | $0.2800 | regular |
| Aug 4, 2025 | — | $0.2800 | regular |
| May 2, 2025 | — | $0.2800 | regular |
| Feb 3, 2025 | — | $0.2800 | regular |
| Oct 28, 2024 | — | $0.2800 | regular |
| Jul 29, 2024 | — | $0.2800 | regular |
| May 3, 2024 | — | $0.2800 | regular |
| Jan 26, 2024 | — | $0.2800 | regular |
| Oct 27, 2023 | — | $0.2800 | regular |
| Jul 28, 2023 | — | $0.2800 | regular |
| Apr 28, 2023 | — | $0.2800 | regular |
| Feb 2, 2023 | — | $0.2800 | regular |
Income Calculator
At $1.12 / yr per share
Per payment (quarterly)$28.00
Annual$112.00
Monthly avg$9.33
