
Eagle Financial Services, Inc.
EFSI22 yrs growthFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
2.70%
Annual Dividend
$1.24
Payout Ratio
36%
5-Yr Growth
3.6%
Ex-Date
Aug 3, 2026
Frequency
Quarterly
Key facts about EFSI's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Eagle Financial Services, Inc. (EFSI) has a forward dividend yield of 2.70%, based on an annual dividend of $1.24 per share and a share price of $45.89.
- As of Oct 18, 2026, EFSI's dividend safety grade from SmarterDividends is A (95 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Eagle Financial Services, Inc. (EFSI) has raised its dividend for 22 consecutive years as of Oct 18, 2026.
- EFSI has never cut its regular dividend in the payment history SmarterDividends has on record.
- EFSI's most recent ex-dividend date was Aug 3, 2026, for a dividend of $0.31 per share.
- As of Oct 18, 2026, EFSI pays out 36% of its trailing 12-month earnings as dividends (its payout ratio).
- EFSI's dividend has grown at an average rate of 3.6% a year over the past five years.
- As of Oct 18, 2026, EFSI's 2.70% yield is 26% below its five-year average yield of 3.67%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for EFSI is $60.73 per share, 32% above the $45.89 share price, so EFSI screens as undervalued.
- Eagle Financial Services, Inc. (EFSI) pays its dividend quarterly, 4 times a year.
- Eagle Financial Services, Inc. (EFSI) has raised its regular dividend 22 times and cut it 0 times across the 93 payments on record since 2003. Its most recent change was a 3.3% increase to $0.310 per share, going ex-dividend on Nov 8, 2024.
Cite this page
SmarterDividends, "EFSI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/EFSI
Summary
As of Oct 18, 2026, Eagle Financial Services, Inc. (EFSI) yields 2.70% ($1.24 a year per share), has a dividend safety grade of A (95/100) and has 22 consecutive years of dividend increases on record.
Is EFSI a good dividend stock?
YesEagle Financial Services, Inc. (EFSI) pays a quarterly dividend yielding 2.70% ($1.24/yr), with 22 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 22 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (36%)
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.70%
- Payout Ratio
- 36%
- Annual Dividend
- $1.24
- 5-Yr Avg Growth
- 3.6%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 22
- Frequency
- quarterly
- Beta
- 0.20
- Market Cap
- $248.4M
- P/E Ratio
- 13.2
- 5-Yr Total Return
- 28%
- 52-Week Range
- $31.44 – $48.17
- Dividend Safety
- A · 95/100
- Ever Cut?
- No
EFSI dividend raises and cuts
Eagle Financial Services, Inc. (EFSI) has raised its regular dividend 22 times and cut it 0 times across the 93 payments on record since 2003. Its most recent change was a 3.3% increase to $0.310 per share, going ex-dividend on Nov 8, 2024.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Nov 8, 2024 | Raise | $0.300 → $0.310 | +3.3% |
| Nov 4, 2022 | Raise | $0.290 → $0.300 | +3.4% |
| Aug 5, 2022 | Raise | $0.280 → $0.290 | +3.6% |
| Aug 6, 2021 | Raise | $0.270 → $0.280 | +3.7% |
| Feb 5, 2021 | Raise | $0.260 → $0.270 | +3.8% |
| Oct 31, 2019 | Raise | $0.250 → $0.260 | +4.0% |
| Apr 29, 2019 | Raise | $0.240 → $0.250 | +4.2% |
| Jul 27, 2018 | Raise | $0.230 → $0.240 | +4.3% |
| Feb 1, 2018 | Raise | $0.220 → $0.230 | +4.5% |
| Oct 28, 2016 | Raise | $0.200 → $0.220 | +10.0% |
| Oct 29, 2014 | Raise | $0.190 → $0.200 | +5.3% |
| Oct 31, 2012 | Raise | $0.180 → $0.190 | +5.6% |
Show all 22 changes since 2003
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Oct 28, 2010 | Raise | $0.170 → $0.180 | +5.9% |
| Apr 29, 2008 | Raise | $0.160 → $0.170 | +6.3% |
| Oct 30, 2006 | Raise | $0.150 → $0.160 | +6.7% |
| Apr 27, 2006 | Raise | $0.140 → $0.150 | +7.1% |
| Oct 28, 2005 | Raise | $0.135 → $0.140 | +3.7% |
| Jul 28, 2005 | Raise | $0.115 → $0.135 | +17.4% |
| Apr 28, 2005 | Raise | $0.110 → $0.115 | +4.5% |
| Oct 28, 2004 | Raise | $0.105 → $0.110 | +4.8% |
| Apr 29, 2004 | Raise | $0.100 → $0.105 | +5.0% |
| Oct 29, 2003 | Raise | $0.0950 → $0.100 | +5.3% |
Frequently Asked Questions
Is EFSI a good dividend stock?
Yes. Eagle Financial Services, Inc. (EFSI) pays a quarterly dividend yielding 2.70% ($1.24/yr), with 22 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is EFSI undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, EFSI's fair value is about $60.73 versus a $45.89 share price — so it looks undervalued (+32% vs. fair value).
Is EFSI's dividend safe?
EFSI has a dividend-safety grade of A (95/100), based on its payout coverage, free-cash-flow, 22-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is EFSI's fair value?
Our blended fair-value estimate for EFSI is about $60.73 per share, roughly 32% above the current $45.89 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is EFSI a buy, hold, or sell?
We don't issue formal ratings, but on the data EFSI screens as "yes" and undervalued. Eagle Financial Services, Inc. (EFSI) pays a quarterly dividend yielding 2.70% ($1.24/yr), with 22 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will EFSI cut its dividend?
EFSI earns a dividend-safety grade of A (95/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does EFSI pay a dividend?
Yes. Eagle Financial Services, Inc. pays a quarterly dividend of about $1.24 per share annually, a forward yield of roughly 2.70%.
What is EFSI's dividend yield?
As of Oct 18, 2026, EFSI's forward dividend yield is 2.70%, based on a $1.24 annual dividend and a $45.89 share price.
What is EFSI's dividend per share?
As of Oct 18, 2026, EFSI pays $1.24 per share per year, distributed on a quarterly basis.
What is EFSI's dividend payout ratio?
As of Oct 18, 2026, EFSI's payout ratio is 36% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has EFSI grown its dividend?
As of Oct 18, 2026, EFSI has increased its dividend for 22 consecutive years.
When is the next EFSI ex-dividend date?
As of Oct 18, 2026, EFSI's next ex-dividend date hasn't been announced. The most recent was Aug 3, 2026, for $0.31 per share.
EFSI Price — Last 12 Months
Daily close
Price Return
1 Year
+22%
3 Years
+51%
5 Years
+28%
52-Week Range
$31.44 – $48.17
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is EFSI worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Eagle Financial Services, Inc. is $60.73 per share, versus a market price of $45.89. That implies 32% of upside — a margin of safety of about 24%.
Fair Value
$60.73
Current Price
$45.89
Upside
+32%
Margin of Safety
24%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $3.48 EPS, $1.24 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
EFSI Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full EFSI dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 3, 2026 | Aug 14, 2026 | $0.3100 | regular |
| May 4, 2026 | May 15, 2026 | $0.3100 | regular |
| Feb 2, 2026 | Feb 13, 2026 | $0.3100 | regular |
| Nov 3, 2025 | Nov 14, 2025 | $0.3100 | regular |
| Aug 4, 2025 | Aug 15, 2025 | $0.3100 | regular |
| May 5, 2025 | May 16, 2025 | $0.3100 | regular |
| Feb 3, 2025 | Feb 14, 2025 | $0.3100 | regular |
| Nov 8, 2024 | Nov 15, 2024 | $0.3100 | regular |
| Aug 5, 2024 | Aug 16, 2024 | $0.3000 | regular |
| May 3, 2024 | May 17, 2024 | $0.3000 | regular |
| Feb 2, 2024 | Feb 16, 2024 | $0.3000 | regular |
| Nov 3, 2023 | Nov 17, 2023 | $0.3000 | regular |
| Aug 4, 2023 | Aug 18, 2023 | $0.3000 | regular |
| May 5, 2023 | May 19, 2023 | $0.3000 | regular |
Income Calculator
At $1.24 / yr per share
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