SmarterDividends
FCNCO

First Citizens BancShares, Inc.

FCNCO

Financial Services · Banks - Regional · Stock · quarterly payer

$18.29

Undervalued · +121% Add to Portfolio

Forward Yield

7.69%

Annual Dividend

$1.41

Payout Ratio

—

5-Yr Growth

—

Ex-Date

Aug 31, 2026

Frequency

Quarterly

Key facts about FCNCO's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, First Citizens BancShares, Inc. (FCNCO) has a forward dividend yield of 7.69%, based on an annual dividend of $1.41 per share and a share price of $18.29.
  • As of Oct 18, 2026, FCNCO's dividend safety grade from SmarterDividends is B (70 out of 100), which rates the dividend as safe.
  • FCNCO has never cut its regular dividend in the payment history SmarterDividends has on record.
  • FCNCO's most recent ex-dividend date was Aug 31, 2026, for a dividend of $0.35 per share.
  • As of Oct 18, 2026, FCNCO's 7.69% yield is 22% above its five-year average yield of 6.33%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FCNCO is $40.46 per share, 121% above the $18.29 share price, so FCNCO screens as undervalued.
  • First Citizens BancShares, Inc. (FCNCO) pays its dividend quarterly, 4 times a year.
  • First Citizens BancShares, Inc. (FCNCO) has raised its regular dividend 0 times and cut it 0 times across the 19 payments on record since 2022. The regular dividend has not changed in that time.
Cite this page

SmarterDividends, "FCNCO Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FCNCO

Summary

As of Oct 18, 2026, First Citizens BancShares, Inc. (FCNCO) yields 7.69% ($1.41 a year per share) and has a dividend safety grade of B (70/100).

Is FCNCO a good dividend stock?

Yes, with caveats

First Citizens BancShares, Inc. (FCNCO) pays a quarterly dividend yielding 7.69% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record

Risks

  • Share price is down over the past 5 years

Key Data

Dividend Yield
7.69%
Payout Ratio
—
Annual Dividend
$1.41
5-Yr Avg Growth
—
Ex-Dividend Date
Aug 31, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.58
Market Cap
—
P/E Ratio
0.3
5-Yr Total Return
-31%
52-Week Range
$17.93 – $23.43
Dividend Safety
B · 70/100
Ever Cut?
No

FCNCO dividend raises and cuts

First Citizens BancShares, Inc. (FCNCO) has raised its regular dividend 0 times and cut it 0 times across the 19 payments on record since 2022. The regular dividend has not changed in that time.

FCNCO ex-dividend date & scheduleNext ex-date Aug 31, 2026 · full ex-dividend historyView →FCNCO dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FCNCO a good dividend stock?

Yes, with caveats. First Citizens BancShares, Inc. (FCNCO) pays a quarterly dividend yielding 7.69% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is FCNCO undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FCNCO's fair value is about $40.46 versus a $18.29 share price — so it looks undervalued (+121% vs. fair value).

Is FCNCO's dividend safe?

FCNCO has a dividend-safety grade of B (70/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is FCNCO's fair value?

Our blended fair-value estimate for FCNCO is about $40.46 per share, roughly 121% above the current $18.29 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FCNCO a buy, hold, or sell?

We don't issue formal ratings, but on the data FCNCO screens as "yes, with caveats" and undervalued. First Citizens BancShares, Inc. (FCNCO) pays a quarterly dividend yielding 7.69% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will FCNCO cut its dividend?

FCNCO earns a dividend-safety grade of B (70/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FCNCO pay a dividend?

Yes. First Citizens BancShares, Inc. pays a quarterly dividend of about $1.41 per share annually, a forward yield of roughly 7.69%.

What is FCNCO's dividend yield?

As of Oct 18, 2026, FCNCO's forward dividend yield is 7.69%, based on a $1.41 annual dividend and a $18.29 share price.

What is FCNCO's dividend per share?

As of Oct 18, 2026, FCNCO pays $1.41 per share per year, distributed on a quarterly basis.

How many years has FCNCO grown its dividend?

FCNCO does not currently have a long dividend-growth streak on record.

When is the next FCNCO ex-dividend date?

As of Oct 18, 2026, FCNCO's next ex-dividend date hasn't been announced. The most recent was Aug 31, 2026, for $0.35 per share.