
First Citizens BancShares, Inc.
FCNCOFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
7.69%
Annual Dividend
$1.41
Payout Ratio
—
5-Yr Growth
—
Ex-Date
Aug 31, 2026
Frequency
Quarterly
Key facts about FCNCO's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First Citizens BancShares, Inc. (FCNCO) has a forward dividend yield of 7.69%, based on an annual dividend of $1.41 per share and a share price of $18.29.
- As of Oct 18, 2026, FCNCO's dividend safety grade from SmarterDividends is B (70 out of 100), which rates the dividend as safe.
- FCNCO has never cut its regular dividend in the payment history SmarterDividends has on record.
- FCNCO's most recent ex-dividend date was Aug 31, 2026, for a dividend of $0.35 per share.
- As of Oct 18, 2026, FCNCO's 7.69% yield is 22% above its five-year average yield of 6.33%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FCNCO is $40.46 per share, 121% above the $18.29 share price, so FCNCO screens as undervalued.
- First Citizens BancShares, Inc. (FCNCO) pays its dividend quarterly, 4 times a year.
- First Citizens BancShares, Inc. (FCNCO) has raised its regular dividend 0 times and cut it 0 times across the 19 payments on record since 2022. The regular dividend has not changed in that time.
Cite this page
SmarterDividends, "FCNCO Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FCNCO
Summary
As of Oct 18, 2026, First Citizens BancShares, Inc. (FCNCO) yields 7.69% ($1.41 a year per share) and has a dividend safety grade of B (70/100).
Is FCNCO a good dividend stock?
Yes, with caveatsFirst Citizens BancShares, Inc. (FCNCO) pays a quarterly dividend yielding 7.69% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 7.69%
- Payout Ratio
- —
- Annual Dividend
- $1.41
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 31, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.58
- Market Cap
- —
- P/E Ratio
- 0.3
- 5-Yr Total Return
- -31%
- 52-Week Range
- $17.93 – $23.43
- Dividend Safety
- B · 70/100
- Ever Cut?
- No
FCNCO dividend raises and cuts
First Citizens BancShares, Inc. (FCNCO) has raised its regular dividend 0 times and cut it 0 times across the 19 payments on record since 2022. The regular dividend has not changed in that time.
Frequently Asked Questions
Is FCNCO a good dividend stock?
Yes, with caveats. First Citizens BancShares, Inc. (FCNCO) pays a quarterly dividend yielding 7.69% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Is FCNCO undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FCNCO's fair value is about $40.46 versus a $18.29 share price — so it looks undervalued (+121% vs. fair value).
Is FCNCO's dividend safe?
FCNCO has a dividend-safety grade of B (70/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is FCNCO's fair value?
Our blended fair-value estimate for FCNCO is about $40.46 per share, roughly 121% above the current $18.29 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is FCNCO a buy, hold, or sell?
We don't issue formal ratings, but on the data FCNCO screens as "yes, with caveats" and undervalued. First Citizens BancShares, Inc. (FCNCO) pays a quarterly dividend yielding 7.69% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.
Will FCNCO cut its dividend?
FCNCO earns a dividend-safety grade of B (70/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does FCNCO pay a dividend?
Yes. First Citizens BancShares, Inc. pays a quarterly dividend of about $1.41 per share annually, a forward yield of roughly 7.69%.
What is FCNCO's dividend yield?
As of Oct 18, 2026, FCNCO's forward dividend yield is 7.69%, based on a $1.41 annual dividend and a $18.29 share price.
What is FCNCO's dividend per share?
As of Oct 18, 2026, FCNCO pays $1.41 per share per year, distributed on a quarterly basis.
How many years has FCNCO grown its dividend?
FCNCO does not currently have a long dividend-growth streak on record.
When is the next FCNCO ex-dividend date?
As of Oct 18, 2026, FCNCO's next ex-dividend date hasn't been announced. The most recent was Aug 31, 2026, for $0.35 per share.
FCNCO Price — Last 12 Months
Daily close
Price Return
1 Year
-18%
3 Years
-14%
5 Years
-31%
52-Week Range
$17.93 – $23.43
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FCNCO worth?
Undervaluedlow confidenceOur blended fair-value estimate for First Citizens BancShares, Inc. is $40.46 per share, versus a market price of $18.29. That implies 121% of upside — a margin of safety of about 55%.
Fair Value
$40.46
Current Price
$18.29
Upside
+121%
Margin of Safety
55%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $57.47 EPS, $1.41 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FCNCO Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full FCNCO dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 31, 2026 | Sep 15, 2026 | $0.3520 | regular |
| May 29, 2026 | Jun 15, 2026 | $0.3520 | regular |
| Feb 27, 2026 | Mar 16, 2026 | $0.3520 | regular |
| Nov 28, 2025 | Dec 15, 2025 | $0.3520 | regular |
| Aug 29, 2025 | Sep 15, 2025 | $0.3520 | regular |
| May 30, 2025 | Jun 16, 2025 | $0.3520 | regular |
| Feb 28, 2025 | Mar 17, 2025 | $0.3520 | regular |
| Nov 29, 2024 | Dec 16, 2024 | $0.3520 | regular |
| Aug 30, 2024 | Sep 16, 2024 | $0.3520 | regular |
| May 31, 2024 | Jun 17, 2024 | $0.3520 | regular |
| Feb 28, 2024 | Mar 15, 2024 | $0.3520 | regular |
| Nov 29, 2023 | Dec 15, 2023 | $0.3520 | regular |
| Aug 30, 2023 | Sep 15, 2023 | $0.3520 | regular |
| May 30, 2023 | Jun 15, 2023 | $0.3520 | regular |
Income Calculator
At $1.41 / yr per share
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