First Guaranty Bancshares, Inc.
FGBIFinancial Services · Stock · quarterly payer
$9.46
Add to PortfolioForward Yield
0.42%
Annual Dividend
$0.04
Payout Ratio
200%
5-Yr Growth
-41.5%
Ex-Date
Mar 27, 2026
Frequency
Quarterly
FGBI Dividend Safety Score
52/ 100
Grade C
Borderline
Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2024
Earnings payout coverage200% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is FGBI a good dividend stock?
MixedFirst Guaranty Bancshares, Inc. (FGBI) pays a quarterly dividend yielding 0.42% ($0.04/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2024
- Elevated payout ratio (200%)
- Dividend has been shrinking, not growing
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 0.42%
- Payout Ratio
- 200%
- Annual Dividend
- $0.04
- 5-Yr Avg Growth
- -41.5%
- Ex-Dividend Date
- Mar 27, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.45
- Market Cap
- $155.8M
- P/E Ratio
- —
- 5-Yr Total Return
- -47%
- 52-Week Range
- $4.31 – $10.36
- Dividend Safety
- C · 52/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 27, 2026 | — | $0.0100 | regular |
| Dec 26, 2025 | — | $0.0100 | regular |
| Sep 23, 2025 | — | $0.0100 | regular |
| Jun 23, 2025 | — | $0.0100 | regular |
| Mar 27, 2025 | — | $0.0100 | regular |
| Dec 27, 2024 | — | $0.0100 | regular |
| Sep 20, 2024 | — | $0.0800 | regular |
| Jun 25, 2024 | — | $0.1600 | regular |
| Mar 21, 2024 | — | $0.1600 | regular |
| Dec 21, 2023 | — | $0.1600 | regular |
| Sep 21, 2023 | — | $0.1600 | regular |
| Jun 22, 2023 | — | $0.1600 | regular |
| Mar 23, 2023 | — | $0.1600 | regular |
| Dec 22, 2022 | — | $0.1600 | regular |
Income Calculator
At $0.04 / yr per share
Per payment (quarterly)$1.00
Annual$4.00
Monthly avg$0.33
