SmarterDividends
FGBI

First Guaranty Bancshares, Inc.

FGBI

Financial Services · Banks - Regional · Stock · quarterly payer

$8.22

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Forward Yield

0.49%

Annual Dividend

$0.04

Payout Ratio

200%

5-Yr Growth

-41.5%

Ex-Date

Sep 25, 2026

Frequency

Quarterly

Key facts about FGBI's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, First Guaranty Bancshares, Inc. (FGBI) has a forward dividend yield of 0.49%, based on an annual dividend of $0.04 per share and a share price of $8.22.
  • As of Oct 18, 2026, FGBI's dividend safety grade from SmarterDividends is C (56 out of 100), which rates the dividend as borderline.
  • FGBI last cut its regular dividend in 2024.
  • FGBI's most recent ex-dividend date was Sep 25, 2026, for a dividend of $0.0100 per share.
  • As of Oct 18, 2026, FGBI pays out 200% of its trailing 12-month earnings as dividends (its payout ratio).
  • FGBI's dividend has shrunk at an average rate of 41.5% a year over the past five years.
  • As of Oct 18, 2026, FGBI's 0.49% yield is 84% below its five-year average yield of 3.02%.
  • First Guaranty Bancshares, Inc. (FGBI) pays its dividend quarterly, 4 times a year.
  • First Guaranty Bancshares, Inc. (FGBI) has raised its regular dividend 3 times and cut it 2 times across the 57 payments on record since 2012. Its most recent change was a 87.5% cut to $0.0100 per share, going ex-dividend on Dec 27, 2024.
Cite this page

SmarterDividends, "FGBI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FGBI

Summary

As of Oct 18, 2026, First Guaranty Bancshares, Inc. (FGBI) yields 0.49% ($0.04 a year per share) and has a dividend safety grade of C (56/100).

Is FGBI a good dividend stock?

Mixed

First Guaranty Bancshares, Inc. (FGBI) pays a quarterly dividend yielding 0.49% ($0.04/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

    Risks

    • Cut its dividend in 2024
    • Elevated payout ratio (200%)
    • Dividend has been shrinking, not growing
    • Share price is down over the past 5 years

    Key Data

    Dividend Yield
    0.49%
    Payout Ratio
    200%
    Annual Dividend
    $0.04
    5-Yr Avg Growth
    -41.5%
    Ex-Dividend Date
    Sep 25, 2026
    Years of Growth
    0
    Frequency
    quarterly
    Beta
    0.48
    Market Cap
    $136.0M
    P/E Ratio
    —
    5-Yr Total Return
    -59%
    52-Week Range
    $4.31 – $11.02
    Dividend Safety
    C · 56/100
    Ever Cut?
    Yes (2024)

    FGBI dividend raises and cuts

    First Guaranty Bancshares, Inc. (FGBI) has raised its regular dividend 3 times and cut it 2 times across the 57 payments on record since 2012. Its most recent change was a 87.5% cut to $0.0100 per share, going ex-dividend on Dec 27, 2024.

    Ex-dateChangeOld → newMove
    Dec 27, 2024Cut$0.0800 → $0.0100−87.5%
    Sep 20, 2024Cut$0.160 → $0.0800−50.0%
    Dec 22, 2021Raise$0.145 → $0.160+10.0%
    Dec 20, 2019Raise$0.132 → $0.145+10.0%
    Dec 18, 2017Raise$0.120 → $0.132+10.0%
    Every FGBI payment →Download every raise and cut (CSV)
    FGBI ex-dividend date & scheduleNext ex-date Sep 25, 2026 · full ex-dividend historyView →FGBI dividend historyEvery payment, totals by year, raises and cutsView →

    Frequently Asked Questions

    Is FGBI a good dividend stock?

    Mixed. First Guaranty Bancshares, Inc. (FGBI) pays a quarterly dividend yielding 0.49% ($0.04/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

    Is FGBI's dividend safe?

    FGBI has a dividend-safety grade of C (56/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2024, debt and yield-versus-history.

    Is FGBI a buy, hold, or sell?

    We don't issue formal ratings, but on the data FGBI screens as "mixed". First Guaranty Bancshares, Inc. (FGBI) pays a quarterly dividend yielding 0.49% ($0.04/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.

    Will FGBI cut its dividend?

    FGBI earns a dividend-safety grade of C (56/100), and has cut its dividend before (last in 2024). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

    Does FGBI pay a dividend?

    Yes. First Guaranty Bancshares, Inc. pays a quarterly dividend of about $0.04 per share annually, a forward yield of roughly 0.49%.

    What is FGBI's dividend yield?

    As of Oct 18, 2026, FGBI's forward dividend yield is 0.49%, based on a $0.04 annual dividend and a $8.22 share price.

    What is FGBI's dividend per share?

    As of Oct 18, 2026, FGBI pays $0.04 per share per year, distributed on a quarterly basis.

    What is FGBI's dividend payout ratio?

    As of Oct 18, 2026, FGBI's payout ratio is 200% of trailing 12-month earnings — an elevated level worth watching, as it leaves less cushion if earnings dip.

    How many years has FGBI grown its dividend?

    FGBI does not currently have a long dividend-growth streak on record.

    When is the next FGBI ex-dividend date?

    As of Oct 18, 2026, FGBI's next ex-dividend date hasn't been announced. The most recent was Sep 25, 2026, for $0.0100 per share.

    Income Calculator

    At $0.04 / yr per share

    Per payment (quarterly)$1.00
    Annual$4.00
    Monthly avg$0.33

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