SmarterDividends
FGBIP

First Guaranty Bancshares, Inc.

FGBIP

Financial Services · Banks - Regional · Stock · quarterly payer

$17.05

Undervalued · +184% Add to Portfolio

Forward Yield

9.90%

Annual Dividend

$1.69

Payout Ratio

—

5-Yr Growth

—

Ex-Date

Aug 14, 2026

Frequency

Quarterly

Key facts about FGBIP's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, First Guaranty Bancshares, Inc. (FGBIP) has a forward dividend yield of 9.90%, based on an annual dividend of $1.69 per share and a share price of $17.05.
  • As of Oct 18, 2026, FGBIP's dividend safety grade from SmarterDividends is B (70 out of 100), which rates the dividend as safe.
  • FGBIP has never cut its regular dividend in the payment history SmarterDividends has on record.
  • FGBIP's most recent ex-dividend date was Aug 14, 2026, for a dividend of $0.42 per share.
  • As of Oct 18, 2026, FGBIP's 9.90% yield is 34% above its five-year average yield of 7.37%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FGBIP is $48.49 per share, 184% above the $17.05 share price, so FGBIP screens as undervalued.
  • First Guaranty Bancshares, Inc. (FGBIP) pays its dividend quarterly, 4 times a year.
  • First Guaranty Bancshares, Inc. (FGBIP) has raised its regular dividend 1 time and cut it 0 times across the 22 payments on record since 2021. Its most recent change was a 165.4% increase to $0.422 per share, going ex-dividend on Aug 12, 2021.
Cite this page

SmarterDividends, "FGBIP Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FGBIP

Summary

As of Oct 18, 2026, First Guaranty Bancshares, Inc. (FGBIP) yields 9.90% ($1.69 a year per share) and has a dividend safety grade of B (70/100).

Is FGBIP a good dividend stock?

Yes, with caveats

First Guaranty Bancshares, Inc. (FGBIP) pays a quarterly dividend yielding 9.90% ($1.69/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record

Risks

  • Very high yield can signal elevated risk
  • Share price is down over the past 5 years

Key Data

Dividend Yield
9.90%
Payout Ratio
—
Annual Dividend
$1.69
5-Yr Avg Growth
—
Ex-Dividend Date
Aug 14, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.48
Market Cap
—
P/E Ratio
6.6
5-Yr Total Return
-37%
52-Week Range
$14.42 – $21.46
Dividend Safety
B · 70/100
Ever Cut?
No

FGBIP dividend raises and cuts

First Guaranty Bancshares, Inc. (FGBIP) has raised its regular dividend 1 time and cut it 0 times across the 22 payments on record since 2021. Its most recent change was a 165.4% increase to $0.422 per share, going ex-dividend on Aug 12, 2021.

Ex-dateChangeOld → newMove
Aug 12, 2021Raise$0.159 → $0.422+165.4%
Every FGBIP payment →Download every raise and cut (CSV)
FGBIP ex-dividend date & scheduleNext ex-date Aug 14, 2026 · full ex-dividend historyView →FGBIP dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FGBIP a good dividend stock?

Yes, with caveats. First Guaranty Bancshares, Inc. (FGBIP) pays a quarterly dividend yielding 9.90% ($1.69/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is FGBIP undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FGBIP's fair value is about $48.49 versus a $17.05 share price — so it looks undervalued (+184% vs. fair value).

Is FGBIP's dividend safe?

FGBIP has a dividend-safety grade of B (70/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is FGBIP's fair value?

Our blended fair-value estimate for FGBIP is about $48.49 per share, roughly 184% above the current $17.05 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FGBIP a buy, hold, or sell?

We don't issue formal ratings, but on the data FGBIP screens as "yes, with caveats" and undervalued. First Guaranty Bancshares, Inc. (FGBIP) pays a quarterly dividend yielding 9.90% ($1.69/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will FGBIP cut its dividend?

FGBIP earns a dividend-safety grade of B (70/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FGBIP pay a dividend?

Yes. First Guaranty Bancshares, Inc. pays a quarterly dividend of about $1.69 per share annually, a forward yield of roughly 9.90%.

What is FGBIP's dividend yield?

As of Oct 18, 2026, FGBIP's forward dividend yield is 9.90%, based on a $1.69 annual dividend and a $17.05 share price.

What is FGBIP's dividend per share?

As of Oct 18, 2026, FGBIP pays $1.69 per share per year, distributed on a quarterly basis.

How many years has FGBIP grown its dividend?

FGBIP does not currently have a long dividend-growth streak on record.

When is the next FGBIP ex-dividend date?

As of Oct 18, 2026, FGBIP's next ex-dividend date hasn't been announced. The most recent was Aug 14, 2026, for $0.42 per share.

Income Calculator

At $1.69 / yr per share

Per payment (quarterly)$42.25
Annual$169.00
Monthly avg$14.08

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