
Financial Institutions, Inc. 8.48% SRB1 PFD B
FIISOStock · quarterly payer
Forward Yield
7.33%
Annual Dividend
$8.48
Payout Ratio
—
5-Yr Growth
0.0%
Ex-Date
—
Frequency
Quarterly
Key facts about FIISO's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) has a forward dividend yield of 7.33%, based on an annual dividend of $8.48 per share and a share price of $115.65.
- As of Oct 18, 2026, FIISO's dividend safety grade from SmarterDividends is A (86 out of 100), which rates the dividend as very safe.
- FIISO has never cut its regular dividend in the payment history SmarterDividends has on record.
- FIISO's most recent ex-dividend date was Sep 15, 2026, for a dividend of $2.12 per share.
- FIISO's dividend has been roughly flat over the past five years.
- As of Oct 18, 2026, FIISO's 7.33% yield is 13% above its five-year average yield of 6.46%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FIISO is $194.23 per share, 68% above the $115.65 share price, so FIISO screens as undervalued.
- Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays its dividend quarterly, 4 times a year.
- Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) has raised its regular dividend 0 times and cut it 0 times across the 51 payments on record since 2014. The regular dividend has not changed in that time.
Cite this page
SmarterDividends, "FIISO Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FIISO
Summary
As of Oct 18, 2026, Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) yields 7.33% ($8.48 a year per share) and has a dividend safety grade of A (86/100).
Is FIISO a good dividend stock?
YesFinancial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays a quarterly dividend yielding 7.33% ($8.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 7.33%
- Payout Ratio
- —
- Annual Dividend
- $8.48
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- —
- P/E Ratio
- —
- 5-Yr Total Return
- -35%
- 52-Week Range
- $115.00 – $130.00
- Dividend Safety
- A · 86/100
- Ever Cut?
- No
FIISO dividend raises and cuts
Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) has raised its regular dividend 0 times and cut it 0 times across the 51 payments on record since 2014. The regular dividend has not changed in that time.
Frequently Asked Questions
Is FIISO a good dividend stock?
Yes. Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays a quarterly dividend yielding 7.33% ($8.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is FIISO undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FIISO's fair value is about $194.23 versus a $115.65 share price — so it looks undervalued (+68% vs. fair value).
Is FIISO's dividend safe?
FIISO has a dividend-safety grade of A (86/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is FIISO's fair value?
Our blended fair-value estimate for FIISO is about $194.23 per share, roughly 68% above the current $115.65 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is FIISO a buy, hold, or sell?
We don't issue formal ratings, but on the data FIISO screens as "yes" and undervalued. Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays a quarterly dividend yielding 7.33% ($8.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will FIISO cut its dividend?
FIISO earns a dividend-safety grade of A (86/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does FIISO pay a dividend?
Yes. Financial Institutions, Inc. 8.48% SRB1 PFD B pays a quarterly dividend of about $8.48 per share annually, a forward yield of roughly 7.33%.
What is FIISO's dividend yield?
As of Oct 18, 2026, FIISO's forward dividend yield is 7.33%, based on a $8.48 annual dividend and a $115.65 share price.
What is FIISO's dividend per share?
As of Oct 18, 2026, FIISO pays $8.48 per share per year, distributed on a quarterly basis.
How many years has FIISO grown its dividend?
FIISO does not currently have a long dividend-growth streak on record.
When is the next FIISO ex-dividend date?
As of Oct 18, 2026, FIISO's next ex-dividend date hasn't been announced. The most recent was Sep 15, 2026, for $2.12 per share.
FIISO Price — Last 12 Months
Daily close
Price Return
1 Year
-11%
3 Years
+7%
5 Years
-35%
52-Week Range
$115.00 – $130.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FIISO worth?
Undervaluedlow confidenceOur blended fair-value estimate for Financial Institutions, Inc. 8.48% SRB1 PFD B is $194.23 per share, versus a market price of $115.65. That implies 68% of upside — a margin of safety of about 40%.
Fair Value
$194.23
Current Price
$115.65
Upside
+68%
Margin of Safety
40%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 9.3% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $8.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FIISO Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full FIISO dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 15, 2026 | Oct 2, 2026 | $2.1200 | regular |
| Jun 12, 2026 | Jul 2, 2026 | $2.1200 | regular |
| Mar 13, 2026 | Apr 2, 2026 | $2.1200 | regular |
| Dec 15, 2025 | Jan 2, 2026 | $2.1200 | regular |
| Sep 15, 2025 | Oct 2, 2025 | $2.1200 | regular |
| Jun 13, 2025 | Jul 2, 2025 | $2.1200 | regular |
| Mar 14, 2025 | Apr 2, 2025 | $2.1200 | regular |
| Dec 13, 2024 | Jan 2, 2025 | $2.1200 | regular |
| Sep 13, 2024 | Oct 2, 2024 | $2.1200 | regular |
| Jun 14, 2024 | Jul 2, 2024 | $2.1200 | regular |
| Mar 14, 2024 | Apr 2, 2024 | $2.1200 | regular |
| Dec 13, 2023 | Jan 2, 2024 | $2.1200 | regular |
| Sep 13, 2023 | Oct 2, 2023 | $2.1200 | regular |
| Jun 14, 2023 | Jul 3, 2023 | $2.1200 | regular |
Income Calculator
At $8.48 / yr per share
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