SmarterDividends
FIISO

Financial Institutions, Inc. 8.48% SRB1 PFD B

FIISO

Stock · quarterly payer

$115.65

Undervalued · +68% Add to Portfolio

Forward Yield

7.33%

Annual Dividend

$8.48

Payout Ratio

—

5-Yr Growth

0.0%

Ex-Date

—

Frequency

Quarterly

Key facts about FIISO's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) has a forward dividend yield of 7.33%, based on an annual dividend of $8.48 per share and a share price of $115.65.
  • As of Oct 18, 2026, FIISO's dividend safety grade from SmarterDividends is A (86 out of 100), which rates the dividend as very safe.
  • FIISO has never cut its regular dividend in the payment history SmarterDividends has on record.
  • FIISO's most recent ex-dividend date was Sep 15, 2026, for a dividend of $2.12 per share.
  • FIISO's dividend has been roughly flat over the past five years.
  • As of Oct 18, 2026, FIISO's 7.33% yield is 13% above its five-year average yield of 6.46%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FIISO is $194.23 per share, 68% above the $115.65 share price, so FIISO screens as undervalued.
  • Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays its dividend quarterly, 4 times a year.
  • Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) has raised its regular dividend 0 times and cut it 0 times across the 51 payments on record since 2014. The regular dividend has not changed in that time.
Cite this page

SmarterDividends, "FIISO Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FIISO

Summary

As of Oct 18, 2026, Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) yields 7.33% ($8.48 a year per share) and has a dividend safety grade of A (86/100).

Is FIISO a good dividend stock?

Yes

Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays a quarterly dividend yielding 7.33% ($8.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Top-tier dividend safety score

Risks

  • Share price is down over the past 5 years

Key Data

Dividend Yield
7.33%
Payout Ratio
—
Annual Dividend
$8.48
5-Yr Avg Growth
0.0%
Ex-Dividend Date
—
Years of Growth
0
Frequency
quarterly
Beta
—
Market Cap
—
P/E Ratio
—
5-Yr Total Return
-35%
52-Week Range
$115.00 – $130.00
Dividend Safety
A · 86/100
Ever Cut?
No

FIISO dividend raises and cuts

Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) has raised its regular dividend 0 times and cut it 0 times across the 51 payments on record since 2014. The regular dividend has not changed in that time.

FIISO ex-dividend date & scheduleNext ex-date — · full ex-dividend historyView →FIISO dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FIISO a good dividend stock?

Yes. Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays a quarterly dividend yielding 7.33% ($8.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is FIISO undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FIISO's fair value is about $194.23 versus a $115.65 share price — so it looks undervalued (+68% vs. fair value).

Is FIISO's dividend safe?

FIISO has a dividend-safety grade of A (86/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is FIISO's fair value?

Our blended fair-value estimate for FIISO is about $194.23 per share, roughly 68% above the current $115.65 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FIISO a buy, hold, or sell?

We don't issue formal ratings, but on the data FIISO screens as "yes" and undervalued. Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) pays a quarterly dividend yielding 7.33% ($8.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will FIISO cut its dividend?

FIISO earns a dividend-safety grade of A (86/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FIISO pay a dividend?

Yes. Financial Institutions, Inc. 8.48% SRB1 PFD B pays a quarterly dividend of about $8.48 per share annually, a forward yield of roughly 7.33%.

What is FIISO's dividend yield?

As of Oct 18, 2026, FIISO's forward dividend yield is 7.33%, based on a $8.48 annual dividend and a $115.65 share price.

What is FIISO's dividend per share?

As of Oct 18, 2026, FIISO pays $8.48 per share per year, distributed on a quarterly basis.

How many years has FIISO grown its dividend?

FIISO does not currently have a long dividend-growth streak on record.

When is the next FIISO ex-dividend date?

As of Oct 18, 2026, FIISO's next ex-dividend date hasn't been announced. The most recent was Sep 15, 2026, for $2.12 per share.