SmarterDividends
FNFI

First Niles Financial, Inc.

FNFI

Financial Services · Banks - Regional · Stock · quarterly payer

$9.25

Overvalued · -54% Add to Portfolio

Forward Yield

2.59%

Annual Dividend

$0.24

Payout Ratio

40%

5-Yr Growth

0.0%

Ex-Date

Sep 11, 2026

Frequency

Quarterly

Key facts about FNFI's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, First Niles Financial, Inc. (FNFI) has a forward dividend yield of 2.59%, based on an annual dividend of $0.24 per share and a share price of $9.25.
  • As of Oct 18, 2026, FNFI's dividend safety grade from SmarterDividends is B (71 out of 100), which rates the dividend as safe.
  • FNFI last cut its regular dividend in 2016.
  • FNFI's most recent ex-dividend date was Sep 11, 2026, for a dividend of $0.0600 per share.
  • As of Oct 18, 2026, FNFI pays out 40% of its trailing 12-month earnings as dividends (its payout ratio).
  • FNFI's dividend has been roughly flat over the past five years.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FNFI is $4.23 per share, 54% below the $9.25 share price, so FNFI screens as overvalued.
  • First Niles Financial, Inc. (FNFI) pays its dividend quarterly, 4 times a year.
  • First Niles Financial, Inc. (FNFI) has raised its regular dividend 10 times and cut it 4 times across the 112 payments on record since 1999. Its most recent change was a 20.0% increase to $0.0600 per share, going ex-dividend on Dec 5, 2019. The last cut went ex-dividend on Mar 2, 2016.
Cite this page

SmarterDividends, "FNFI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FNFI

Summary

As of Oct 18, 2026, First Niles Financial, Inc. (FNFI) yields 2.59% ($0.24 a year per share) and has a dividend safety grade of B (71/100).

Is FNFI a good dividend stock?

Yes, with caveats

First Niles Financial, Inc. (FNFI) pays a quarterly dividend yielding 2.59% ($0.24/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (40%)

Risks

  • Cut its dividend in 2016
  • Share price is down over the past 5 years

Key Data

Dividend Yield
2.59%
Payout Ratio
40%
Annual Dividend
$0.24
5-Yr Avg Growth
0.0%
Ex-Dividend Date
Sep 11, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.32
Market Cap
$14.2M
P/E Ratio
15.4
5-Yr Total Return
-15%
52-Week Range
$7.25 – $9.59
Dividend Safety
B · 71/100
Ever Cut?
Yes (2016)

FNFI dividend raises and cuts

First Niles Financial, Inc. (FNFI) has raised its regular dividend 10 times and cut it 4 times across the 112 payments on record since 1999. Its most recent change was a 20.0% increase to $0.0600 per share, going ex-dividend on Dec 5, 2019. The last cut went ex-dividend on Mar 2, 2016.

Ex-dateChangeOld → newMove
Dec 5, 2019Raise$0.0500 → $0.0600+20.0%
Dec 7, 2017Raise$0.0400 → $0.0500+25.0%
Jun 7, 2017Raise$0.0300 → $0.0400+33.3%
Mar 2, 2016Cut$0.0500 → $0.0300−40.0%
Jun 5, 2013Cut$0.0800 → $0.0500−37.5%
Jun 2, 2010Cut$0.120 → $0.0800−33.3%
Sep 9, 2009Cut$0.160 → $0.120−25.0%
Dec 1, 2004Raise$0.150 → $0.160+6.7%
Dec 3, 2003Raise$0.140 → $0.150+7.1%
Dec 4, 2002Raise$0.130 → $0.140+7.7%
Mar 6, 2002Raise$0.120 → $0.130+8.3%
Sep 5, 2001Raise$0.110 → $0.120+9.1%
Show all 14 changes since 1999
Ex-dateChangeOld → newMove
Dec 6, 2000Raise$0.100 → $0.110+10.0%
Sep 8, 1999Raise$0.0700 → $0.100+42.9%
Every FNFI payment →Download every raise and cut (CSV)
FNFI ex-dividend date & scheduleNext ex-date Sep 11, 2026 · full ex-dividend historyView →FNFI dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FNFI a good dividend stock?

Yes, with caveats. First Niles Financial, Inc. (FNFI) pays a quarterly dividend yielding 2.59% ($0.24/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is FNFI undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FNFI's fair value is about $4.23 versus a $9.25 share price — so it looks overvalued (-54% vs. fair value).

Is FNFI's dividend safe?

FNFI has a dividend-safety grade of B (71/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2016, debt and yield-versus-history.

What is FNFI's fair value?

Our blended fair-value estimate for FNFI is about $4.23 per share, about 54% below the current $9.25 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FNFI a buy, hold, or sell?

We don't issue formal ratings, but on the data FNFI screens as "yes, with caveats" and overvalued. First Niles Financial, Inc. (FNFI) pays a quarterly dividend yielding 2.59% ($0.24/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will FNFI cut its dividend?

FNFI earns a dividend-safety grade of B (71/100), and has cut its dividend before (last in 2016). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FNFI pay a dividend?

Yes. First Niles Financial, Inc. pays a quarterly dividend of about $0.24 per share annually, a forward yield of roughly 2.59%.

What is FNFI's dividend yield?

As of Oct 18, 2026, FNFI's forward dividend yield is 2.59%, based on a $0.24 annual dividend and a $9.25 share price.

What is FNFI's dividend per share?

As of Oct 18, 2026, FNFI pays $0.24 per share per year, distributed on a quarterly basis.

What is FNFI's dividend payout ratio?

As of Oct 18, 2026, FNFI's payout ratio is 40% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has FNFI grown its dividend?

FNFI does not currently have a long dividend-growth streak on record.

When is the next FNFI ex-dividend date?

As of Oct 18, 2026, FNFI's next ex-dividend date hasn't been announced. The most recent was Sep 11, 2026, for $0.0600 per share.

Income Calculator

At $0.24 / yr per share

Per payment (quarterly)$6.00
Annual$24.00
Monthly avg$2.00

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