Juniata Valley Financial Corp.
JUVFFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
5.64%
Annual Dividend
$0.88
Payout Ratio
47%
5-Yr Growth
0.0%
Ex-Date
Aug 18, 2026
Frequency
Quarterly
Key facts about JUVF's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Juniata Valley Financial Corp. (JUVF) has a forward dividend yield of 5.64%, based on an annual dividend of $0.88 per share and a share price of $15.60.
- As of Oct 18, 2026, JUVF's dividend safety grade from SmarterDividends is A (89 out of 100), which rates the dividend as very safe.
- JUVF last cut its regular dividend in 2006.
- JUVF's most recent ex-dividend date was Aug 18, 2026, for a dividend of $0.22 per share.
- As of Oct 18, 2026, JUVF pays out 47% of its trailing 12-month earnings as dividends (its payout ratio).
- JUVF's dividend has been roughly flat over the past five years.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for JUVF is $14.31 per share, 8% below the $15.60 share price, so JUVF screens as fairly valued.
- Juniata Valley Financial Corp. (JUVF) pays its dividend quarterly, 4 times a year.
- Juniata Valley Financial Corp. (JUVF) has raised its regular dividend 15 times and cut it 1 time across the 94 payments on record since 2001. Its most recent change was a 4.8% increase to $0.220 per share, going ex-dividend on Aug 11, 2011. The last cut went ex-dividend on Oct 28, 2005.
Cite this page
SmarterDividends, "JUVF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/JUVF
Summary
As of Oct 18, 2026, Juniata Valley Financial Corp. (JUVF) yields 5.64% ($0.88 a year per share) and has a dividend safety grade of A (89/100).
Is JUVF a good dividend stock?
YesJuniata Valley Financial Corp. (JUVF) pays a quarterly dividend yielding 5.64% ($0.88/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (47%)
- Top-tier dividend safety score
Risks
- Cut its dividend in 2006
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 5.64%
- Payout Ratio
- 47%
- Annual Dividend
- $0.88
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Aug 18, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.14
- Market Cap
- $78.5M
- P/E Ratio
- 8.4
- 5-Yr Total Return
- -5%
- 52-Week Range
- $13.45 – $16.99
- Dividend Safety
- A · 89/100
- Ever Cut?
- Yes (2006)
JUVF dividend raises and cuts
Juniata Valley Financial Corp. (JUVF) has raised its regular dividend 15 times and cut it 1 time across the 94 payments on record since 2001. Its most recent change was a 4.8% increase to $0.220 per share, going ex-dividend on Aug 11, 2011. The last cut went ex-dividend on Oct 28, 2005.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Aug 11, 2011 | Raise | $0.210 → $0.220 | +4.8% |
| Aug 11, 2010 | Raise | $0.200 → $0.210 | +5.0% |
| Aug 12, 2009 | Raise | $0.190 → $0.200 | +5.3% |
| Aug 13, 2008 | Raise | $0.180 → $0.190 | +5.6% |
| Aug 13, 2007 | Raise | $0.170 → $0.180 | +5.9% |
| Aug 11, 2006 | Raise | $0.160 → $0.170 | +6.3% |
| Feb 13, 2006 | Raise | $0.155 → $0.160 | +3.2% |
| Oct 28, 2005 | Cut | $0.300 → $0.155 | −48.3% |
| Apr 28, 2005 | Raise | $0.290 → $0.300 | +3.4% |
| Oct 28, 2004 | Raise | $0.280 → $0.290 | +3.6% |
| Apr 28, 2004 | Raise | $0.265 → $0.280 | +5.7% |
| Oct 29, 2003 | Raise | $0.235 → $0.265 | +12.8% |
Show all 16 changes since 2001
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Apr 29, 2003 | Raise | $0.225 → $0.235 | +4.4% |
| Oct 30, 2002 | Raise | $0.215 → $0.225 | +4.7% |
| Apr 29, 2002 | Raise | $0.205 → $0.215 | +4.9% |
| Oct 30, 2001 | Raise | $0.195 → $0.205 | +5.1% |
Frequently Asked Questions
Is JUVF a good dividend stock?
Yes. Juniata Valley Financial Corp. (JUVF) pays a quarterly dividend yielding 5.64% ($0.88/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is JUVF undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, JUVF's fair value is about $14.31 versus a $15.60 share price — so it looks fairly valued (-8% vs. fair value).
Is JUVF's dividend safe?
JUVF has a dividend-safety grade of A (89/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2006, debt and yield-versus-history.
What is JUVF's fair value?
Our blended fair-value estimate for JUVF is about $14.31 per share, about 8% below the current $15.60 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is JUVF a buy, hold, or sell?
We don't issue formal ratings, but on the data JUVF screens as "yes" and fairly valued. Juniata Valley Financial Corp. (JUVF) pays a quarterly dividend yielding 5.64% ($0.88/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will JUVF cut its dividend?
JUVF earns a dividend-safety grade of A (89/100), and has cut its dividend before (last in 2006). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does JUVF pay a dividend?
Yes. Juniata Valley Financial Corp. pays a quarterly dividend of about $0.88 per share annually, a forward yield of roughly 5.64%.
What is JUVF's dividend yield?
As of Oct 18, 2026, JUVF's forward dividend yield is 5.64%, based on a $0.88 annual dividend and a $15.60 share price.
What is JUVF's dividend per share?
As of Oct 18, 2026, JUVF pays $0.88 per share per year, distributed on a quarterly basis.
What is JUVF's dividend payout ratio?
As of Oct 18, 2026, JUVF's payout ratio is 47% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has JUVF grown its dividend?
JUVF does not currently have a long dividend-growth streak on record.
When is the next JUVF ex-dividend date?
As of Oct 18, 2026, JUVF's next ex-dividend date hasn't been announced. The most recent was Aug 18, 2026, for $0.22 per share.
JUVF Price — Last 12 Months
Daily close
Price Return
1 Year
+11%
3 Years
+20%
5 Years
-5%
52-Week Range
$13.45 – $16.99
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is JUVF worth?
Fairly valuedmedium confidenceOur blended fair-value estimate for Juniata Valley Financial Corp. is $14.31 per share, versus a market price of $15.60. That implies the stock is roughly fairly priced.
Fair Value
$14.31
Current Price
$15.60
Gap
-8%
Margin of Safety
-9%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 0.0% growth for five years fading to 2.5% over the next five, $1.86 EPS, $0.88 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
JUVF Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full JUVF dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 18, 2026 | Sep 1, 2026 | $0.2200 | regular |
| May 18, 2026 | Jun 1, 2026 | $0.2200 | regular |
| Feb 13, 2026 | Feb 27, 2026 | $0.2200 | regular |
| Nov 17, 2025 | Dec 1, 2025 | $0.2200 | regular |
| Aug 18, 2025 | Sep 1, 2025 | $0.2200 | regular |
| May 16, 2025 | May 30, 2025 | $0.2200 | regular |
| Feb 14, 2025 | Feb 28, 2025 | $0.2200 | regular |
| Nov 15, 2024 | Nov 29, 2024 | $0.2200 | regular |
| Aug 16, 2024 | Aug 30, 2024 | $0.2200 | regular |
| May 16, 2024 | May 31, 2024 | $0.2200 | regular |
| Feb 15, 2024 | Mar 1, 2024 | $0.2200 | regular |
| Nov 15, 2023 | Dec 1, 2023 | $0.2200 | regular |
| Aug 16, 2023 | Sep 1, 2023 | $0.2200 | regular |
| May 16, 2023 | Jun 1, 2023 | $0.2200 | regular |
Income Calculator
At $0.88 / yr per share
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