
Kentucky First Federal Bancorp
KFFBFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
3.70%
Annual Dividend
$0.20
Payout Ratio
0%
5-Yr Growth
—
Ex-Date
Aug 31, 2026
Frequency
Quarterly
Key facts about KFFB's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Kentucky First Federal Bancorp (KFFB) has a forward dividend yield of 3.70%, based on an annual dividend of $0.20 per share and a share price of $5.40.
- As of Oct 18, 2026, KFFB's dividend safety grade from SmarterDividends is A (80 out of 100), which rates the dividend as very safe.
- KFFB has never cut its regular dividend in the payment history SmarterDividends has on record.
- KFFB's most recent ex-dividend date was Aug 31, 2026, for a dividend of $0.0500 per share.
- As of Oct 18, 2026, KFFB's 3.70% yield is 39% below its five-year average yield of 6.04%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for KFFB is $5.98 per share, 11% above the $5.40 share price, so KFFB screens as fairly valued.
- Kentucky First Federal Bancorp (KFFB) pays its dividend quarterly, 4 times a year.
- Kentucky First Federal Bancorp (KFFB) has raised its regular dividend 0 times and cut it 0 times across the 76 payments on record since 2005. The regular dividend has not changed in that time.
Cite this page
SmarterDividends, "KFFB Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/KFFB
Summary
As of Oct 18, 2026, Kentucky First Federal Bancorp (KFFB) yields 3.70% ($0.20 a year per share) and has a dividend safety grade of A (80/100).
Is KFFB a good dividend stock?
YesKentucky First Federal Bancorp (KFFB) pays a quarterly dividend yielding 3.70% ($0.20/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 3.70%
- Payout Ratio
- 0%
- Annual Dividend
- $0.20
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 31, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.14
- Market Cap
- $43.7M
- P/E Ratio
- 22.5
- 5-Yr Total Return
- -24%
- 52-Week Range
- $3.32 – $6.46
- Dividend Safety
- A · 80/100
- Ever Cut?
- No
KFFB dividend raises and cuts
Kentucky First Federal Bancorp (KFFB) has raised its regular dividend 0 times and cut it 0 times across the 76 payments on record since 2005. The regular dividend has not changed in that time.
Frequently Asked Questions
Is KFFB a good dividend stock?
Yes. Kentucky First Federal Bancorp (KFFB) pays a quarterly dividend yielding 3.70% ($0.20/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is KFFB undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, KFFB's fair value is about $5.98 versus a $5.40 share price — so it looks fairly valued (+11% vs. fair value).
Is KFFB's dividend safe?
KFFB has a dividend-safety grade of A (80/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is KFFB's fair value?
Our blended fair-value estimate for KFFB is about $5.98 per share, roughly 11% above the current $5.40 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is KFFB a buy, hold, or sell?
We don't issue formal ratings, but on the data KFFB screens as "yes" and fairly valued. Kentucky First Federal Bancorp (KFFB) pays a quarterly dividend yielding 3.70% ($0.20/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will KFFB cut its dividend?
KFFB earns a dividend-safety grade of A (80/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does KFFB pay a dividend?
Yes. Kentucky First Federal Bancorp pays a quarterly dividend of about $0.20 per share annually, a forward yield of roughly 3.70%.
What is KFFB's dividend yield?
As of Oct 18, 2026, KFFB's forward dividend yield is 3.70%, based on a $0.20 annual dividend and a $5.40 share price.
What is KFFB's dividend per share?
As of Oct 18, 2026, KFFB pays $0.20 per share per year, distributed on a quarterly basis.
What is KFFB's dividend payout ratio?
As of Oct 18, 2026, KFFB's payout ratio is 0% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has KFFB grown its dividend?
KFFB does not currently have a long dividend-growth streak on record.
When is the next KFFB ex-dividend date?
As of Oct 18, 2026, KFFB's next ex-dividend date hasn't been announced. The most recent was Aug 31, 2026, for $0.0500 per share.
KFFB Price — Last 12 Months
Daily close
Price Return
1 Year
+29%
3 Years
+16%
5 Years
-24%
52-Week Range
$3.32 – $6.46
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is KFFB worth?
Fairly valuedmedium confidenceOur blended fair-value estimate for Kentucky First Federal Bancorp is $5.98 per share, versus a market price of $5.40. That implies the stock is roughly fairly priced.
Fair Value
$5.98
Current Price
$5.40
Gap
+11%
Margin of Safety
10%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 10.6% growth for five years fading to 2.5% over the next five, $0.24 EPS, $0.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
KFFB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full KFFB dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 31, 2026 | Sep 21, 2026 | $0.0500 | regular |
| Oct 30, 2023 | Nov 20, 2023 | $0.1000 | regular |
| Jul 28, 2023 | Aug 24, 2023 | $0.1000 | regular |
| Apr 27, 2023 | May 15, 2023 | $0.1000 | regular |
| Jan 30, 2023 | Feb 16, 2023 | $0.1000 | regular |
| Oct 28, 2022 | Nov 14, 2022 | $0.1000 | regular |
| Jul 28, 2022 | Aug 26, 2022 | $0.1000 | regular |
| Apr 28, 2022 | May 16, 2022 | $0.1000 | regular |
| Jan 28, 2022 | Feb 14, 2022 | $0.1000 | regular |
| Oct 28, 2021 | Nov 15, 2021 | $0.1000 | regular |
| Jul 29, 2021 | Aug 25, 2021 | $0.1000 | regular |
| Apr 29, 2021 | May 17, 2021 | $0.1000 | regular |
| Jan 28, 2021 | Feb 16, 2021 | $0.1000 | regular |
| Oct 29, 2020 | Nov 16, 2020 | $0.1000 | regular |
Income Calculator
At $0.20 / yr per share
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