Lake Shore Bancorp, Inc.
LSBKFinancial Services · Stock · quarterly payer
$15.69
Add to PortfolioForward Yield
2.30%
Annual Dividend
$0.36
Payout Ratio
25%
5-Yr Growth
0.3%
Ex-Date
May 4, 2026
Frequency
Quarterly
LSBK Dividend Safety Score
61/ 100
Grade C
Borderline
Dividend-growth streak0 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage25% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is LSBK a good dividend stock?
Yes, with caveatsLake Shore Bancorp, Inc. (LSBK) pays a quarterly dividend yielding 2.30% ($0.36/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (25%)
- 43% total price return over 5 years
Risks
- Cut its dividend in 2025
Key Data
- Dividend Yield
- 2.30%
- Payout Ratio
- 25%
- Annual Dividend
- $0.36
- 5-Yr Avg Growth
- 0.3%
- Ex-Dividend Date
- May 4, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.30
- Market Cap
- $123.3M
- P/E Ratio
- 14.4
- 5-Yr Total Return
- 43%
- 52-Week Range
- $11.24 – $16.28
- Dividend Safety
- C · 61/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 4, 2026 | — | $0.0900 | regular |
| Feb 2, 2026 | — | $0.0900 | regular |
| Nov 3, 2025 | — | $0.0900 | regular |
| Aug 4, 2025 | — | $0.0900 | regular |
| Feb 10, 2025 | — | $0.1329 | regular |
| Nov 4, 2024 | — | $0.1329 | regular |
| Aug 12, 2024 | — | $0.1329 | regular |
| May 3, 2024 | — | $0.1329 | regular |
| Nov 3, 2022 | — | $0.1329 | regular |
| Aug 1, 2022 | — | $0.1329 | regular |
| May 6, 2022 | — | $0.1182 | regular |
| Feb 23, 2022 | — | $0.1182 | regular |
| Nov 8, 2021 | — | $0.1034 | regular |
| Aug 5, 2021 | — | $0.1034 | regular |
Income Calculator
At $0.36 / yr per share
Per payment (quarterly)$9.00
Annual$36.00
Monthly avg$3.00
