SmarterDividends
MNSB

MainStreet Bancshares, Inc.

MNSB

Financial Services · Banks - Regional · Stock · quarterly payer

$23.95

Undervalued · +27% Add to Portfolio

Forward Yield

1.66%

Annual Dividend

$0.40

Payout Ratio

20%

5-Yr Growth

—

Ex-Date

Aug 4, 2026

Frequency

Quarterly

Key facts about MNSB's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, MainStreet Bancshares, Inc. (MNSB) has a forward dividend yield of 1.66%, based on an annual dividend of $0.40 per share and a share price of $23.95.
  • As of Oct 18, 2026, MNSB's dividend safety grade from SmarterDividends is B (79 out of 100), which rates the dividend as safe.
  • MNSB has never cut its regular dividend in the payment history SmarterDividends has on record.
  • MNSB's most recent ex-dividend date was Aug 4, 2026, for a dividend of $0.10 per share.
  • As of Oct 18, 2026, MNSB pays out 20% of its trailing 12-month earnings as dividends (its payout ratio).
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for MNSB is $30.49 per share, 27% above the $23.95 share price, so MNSB screens as undervalued.
  • MainStreet Bancshares, Inc. (MNSB) pays its dividend quarterly, 4 times a year.
  • MainStreet Bancshares, Inc. (MNSB) has raised its regular dividend 1 time and cut it 0 times across the 19 payments on record since 2022. Its most recent change was a 100.0% increase to $0.100 per share, going ex-dividend on Nov 3, 2022.
Cite this page

SmarterDividends, "MNSB Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/MNSB

Summary

As of Oct 18, 2026, MainStreet Bancshares, Inc. (MNSB) yields 1.66% ($0.40 a year per share) and has a dividend safety grade of B (79/100).

Is MNSB a good dividend stock?

Yes

MainStreet Bancshares, Inc. (MNSB) pays a quarterly dividend yielding 1.66% ($0.40/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (20%)

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.66%
Payout Ratio
20%
Annual Dividend
$0.40
5-Yr Avg Growth
—
Ex-Dividend Date
Aug 4, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.56
Market Cap
$170.5M
P/E Ratio
11.7
5-Yr Total Return
2%
52-Week Range
$17.86 – $25.87
Dividend Safety
B · 79/100
Ever Cut?
No

MNSB dividend raises and cuts

MainStreet Bancshares, Inc. (MNSB) has raised its regular dividend 1 time and cut it 0 times across the 19 payments on record since 2022. Its most recent change was a 100.0% increase to $0.100 per share, going ex-dividend on Nov 3, 2022.

Ex-dateChangeOld → newMove
Nov 3, 2022Raise$0.0500 → $0.100+100.0%
Every MNSB payment →Download every raise and cut (CSV)
MNSB ex-dividend date & scheduleNext ex-date Aug 4, 2026 · full ex-dividend historyView →MNSB dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is MNSB a good dividend stock?

Yes. MainStreet Bancshares, Inc. (MNSB) pays a quarterly dividend yielding 1.66% ($0.40/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is MNSB undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, MNSB's fair value is about $30.49 versus a $23.95 share price — so it looks undervalued (+27% vs. fair value).

Is MNSB's dividend safe?

MNSB has a dividend-safety grade of B (79/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is MNSB's fair value?

Our blended fair-value estimate for MNSB is about $30.49 per share, roughly 27% above the current $23.95 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is MNSB a buy, hold, or sell?

We don't issue formal ratings, but on the data MNSB screens as "yes" and undervalued. MainStreet Bancshares, Inc. (MNSB) pays a quarterly dividend yielding 1.66% ($0.40/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will MNSB cut its dividend?

MNSB earns a dividend-safety grade of B (79/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does MNSB pay a dividend?

Yes. MainStreet Bancshares, Inc. pays a quarterly dividend of about $0.40 per share annually, a forward yield of roughly 1.66%.

What is MNSB's dividend yield?

As of Oct 18, 2026, MNSB's forward dividend yield is 1.66%, based on a $0.40 annual dividend and a $23.95 share price.

What is MNSB's dividend per share?

As of Oct 18, 2026, MNSB pays $0.40 per share per year, distributed on a quarterly basis.

What is MNSB's dividend payout ratio?

As of Oct 18, 2026, MNSB's payout ratio is 20% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has MNSB grown its dividend?

MNSB does not currently have a long dividend-growth streak on record.

When is the next MNSB ex-dividend date?

As of Oct 18, 2026, MNSB's next ex-dividend date hasn't been announced. The most recent was Aug 4, 2026, for $0.10 per share.

Income Calculator

At $0.40 / yr per share

Per payment (quarterly)$10.00
Annual$40.00
Monthly avg$3.33

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