SmarterDividends
PROV

Provident Financial Holdings, Inc.

PROV

Financial Services · Banks - Regional · Stock · quarterly payer

$18.15

Overvalued · -53% Add to Portfolio

Forward Yield

3.09%

Annual Dividend

$0.56

Payout Ratio

54%

5-Yr Growth

0.0%

Ex-Date

Aug 13, 2026

Frequency

Quarterly

Key facts about PROV's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Provident Financial Holdings, Inc. (PROV) has a forward dividend yield of 3.09%, based on an annual dividend of $0.56 per share and a share price of $18.15.
  • As of Oct 18, 2026, PROV's dividend safety grade from SmarterDividends is A (84 out of 100), which rates the dividend as very safe.
  • PROV last cut its regular dividend in 2009.
  • PROV's most recent ex-dividend date was Aug 13, 2026, for a dividend of $0.14 per share.
  • As of Oct 18, 2026, PROV pays out 54% of its trailing 12-month earnings as dividends (its payout ratio).
  • PROV's dividend has been roughly flat over the past five years.
  • As of Oct 18, 2026, PROV's 3.09% yield is 18% below its five-year average yield of 3.79%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for PROV is $8.57 per share, 53% below the $18.15 share price, so PROV screens as overvalued.
  • Provident Financial Holdings, Inc. (PROV) pays its dividend quarterly, 4 times a year.
  • Provident Financial Holdings, Inc. (PROV) has raised its regular dividend 14 times and cut it 4 times across the 97 payments on record since 2002. Its most recent change was a 7.7% increase to $0.140 per share, going ex-dividend on Aug 17, 2017. The last cut went ex-dividend on Aug 13, 2009.
Cite this page

SmarterDividends, "PROV Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/PROV

Summary

As of Oct 18, 2026, Provident Financial Holdings, Inc. (PROV) yields 3.09% ($0.56 a year per share) and has a dividend safety grade of A (84/100).

Is PROV a good dividend stock?

Yes

Provident Financial Holdings, Inc. (PROV) pays a quarterly dividend yielding 3.09% ($0.56/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (54%)
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2009

Key Data

Dividend Yield
3.09%
Payout Ratio
54%
Annual Dividend
$0.56
5-Yr Avg Growth
0.0%
Ex-Dividend Date
Aug 13, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.31
Market Cap
$112.5M
P/E Ratio
17.6
5-Yr Total Return
9%
52-Week Range
$14.95 – $18.99
Dividend Safety
A · 84/100
Ever Cut?
Yes (2009)

PROV dividend raises and cuts

Provident Financial Holdings, Inc. (PROV) has raised its regular dividend 14 times and cut it 4 times across the 97 payments on record since 2002. Its most recent change was a 7.7% increase to $0.140 per share, going ex-dividend on Aug 17, 2017. The last cut went ex-dividend on Aug 13, 2009.

Ex-dateChangeOld → newMove
Aug 17, 2017Raise$0.130 → $0.140+7.7%
Aug 11, 2016Raise$0.120 → $0.130+8.3%
May 15, 2015Raise$0.110 → $0.120+9.1%
Aug 8, 2014Raise$0.100 → $0.110+10.0%
Aug 19, 2013Raise$0.0700 → $0.100+42.9%
Feb 11, 2013Raise$0.0500 → $0.0700+40.0%
Aug 13, 2012Raise$0.0400 → $0.0500+25.0%
Feb 13, 2012Raise$0.0300 → $0.0400+33.3%
Aug 17, 2011Raise$0.0100 → $0.0300+200.0%
Aug 13, 2009Cut$0.0300 → $0.0100−66.7%
Feb 6, 2009Cut$0.0500 → $0.0300−40.0%
Aug 21, 2008Cut$0.100 → $0.0500−50.0%
Show all 18 changes since 2003
Ex-dateChangeOld → newMove
May 15, 2008Cut$0.180 → $0.100−44.4%
Nov 15, 2006Raise$0.150 → $0.180+20.0%
Feb 15, 2006Raise$0.140 → $0.150+7.1%
Nov 19, 2004Raise$0.100 → $0.140+40.0%
May 18, 2004Raise$0.0667 → $0.100+50.0%
Aug 18, 2003Raise$0.0333 → $0.0667+100.0%
Every PROV payment →Download every raise and cut (CSV)
PROV ex-dividend date & scheduleNext ex-date Aug 13, 2026 · full ex-dividend historyView →PROV dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is PROV a good dividend stock?

Yes. Provident Financial Holdings, Inc. (PROV) pays a quarterly dividend yielding 3.09% ($0.56/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is PROV undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, PROV's fair value is about $8.57 versus a $18.15 share price — so it looks overvalued (-53% vs. fair value).

Is PROV's dividend safe?

PROV has a dividend-safety grade of A (84/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2009, debt and yield-versus-history.

What is PROV's fair value?

Our blended fair-value estimate for PROV is about $8.57 per share, about 53% below the current $18.15 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is PROV a buy, hold, or sell?

We don't issue formal ratings, but on the data PROV screens as "yes" and overvalued. Provident Financial Holdings, Inc. (PROV) pays a quarterly dividend yielding 3.09% ($0.56/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will PROV cut its dividend?

PROV earns a dividend-safety grade of A (84/100), and has cut its dividend before (last in 2009). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does PROV pay a dividend?

Yes. Provident Financial Holdings, Inc. pays a quarterly dividend of about $0.56 per share annually, a forward yield of roughly 3.09%.

What is PROV's dividend yield?

As of Oct 18, 2026, PROV's forward dividend yield is 3.09%, based on a $0.56 annual dividend and a $18.15 share price.

What is PROV's dividend per share?

As of Oct 18, 2026, PROV pays $0.56 per share per year, distributed on a quarterly basis.

What is PROV's dividend payout ratio?

As of Oct 18, 2026, PROV's payout ratio is 54% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has PROV grown its dividend?

PROV does not currently have a long dividend-growth streak on record.

When is the next PROV ex-dividend date?

As of Oct 18, 2026, PROV's next ex-dividend date hasn't been announced. The most recent was Aug 13, 2026, for $0.14 per share.

Income Calculator

At $0.56 / yr per share

Per payment (quarterly)$14.00
Annual$56.00
Monthly avg$4.67

Similar Dividend Stocks

JPMJPMJPMorgan Chase & Co.1.94%Financial ServicesVVVisa Inc.0.67%Financial ServicesMAMAMastercard Incorporated0.56%Financial ServicesBACBACBank of America Corporation2.50%Financial Services

Compare PROV

PROV vs JPMPROV vs VPROV vs MAPROV vs BAC

Explore more

Lists and tools related to PROV