SmarterDividends
QNTO

Quaint Oak Bancorp, Inc.

QNTO

Financial Services · Stock · quarterly payer

Forward Yield

0.95%

Annual Dividend

$0.16

Payout Ratio

119%

5-Yr Growth

-1.1%

Ex-Date

Apr 27, 2026

Frequency

Quarterly

QNTO Dividend Safety Score

49/ 100
Grade D

Risky

Dividend-growth streak0 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage119% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is QNTO a good dividend stock?

Mixed

Quaint Oak Bancorp, Inc. (QNTO) pays a quarterly dividend yielding 0.95% ($0.16/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

    Risks

    • Cut its dividend in 2025
    • Elevated payout ratio (119%)
    • Dividend has been shrinking, not growing
    • Share price is down over the past 5 years
    • Below-average dividend safety score

    Key Data

    Dividend Yield
    0.95%
    Payout Ratio
    119%
    Annual Dividend
    $0.16
    5-Yr Avg Growth
    -1.1%
    Ex-Dividend Date
    Apr 27, 2026
    Years of Growth
    0
    Frequency
    quarterly
    Beta
    -0.08
    Market Cap
    $44.5M
    P/E Ratio
    80.2
    5-Yr Total Return
    -8%
    52-Week Range
    $8.84 – $17.59
    Dividend Safety
    D · 49/100
    Ever Cut?
    Yes (2025)
    QNTO ex-dividend date & scheduleNext ex-date Apr 27, 2026 · full ex-dividend historyView →

    Frequently Asked Questions

    Income Calculator

    At $0.16 / yr per share

    Per payment (quarterly)$4.00
    Annual$16.00
    Monthly avg$1.33