Ready Capital Corporation
RCReal Estate · Stock · quarterly payer
$1.72
Add to PortfolioForward Yield
2.33%
Annual Dividend
$0.04
Payout Ratio
91%
5-Yr Growth
-17.4%
Ex-Date
Mar 31, 2026
Frequency
Quarterly
RC Dividend Safety Score
49/ 100
Grade D
Risky
Dividend-growth streak0 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage91% of earnings paid out
Balance-sheet strengthDebt/equity of 3.24
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is RC a good dividend stock?
MixedReady Capital Corporation (RC) pays a quarterly dividend yielding 2.33% ($0.04/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2025
- Elevated payout ratio (91%)
- Dividend has been shrinking, not growing
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 2.33%
- Payout Ratio
- 91%
- Annual Dividend
- $0.04
- 5-Yr Avg Growth
- -17.4%
- Ex-Dividend Date
- Mar 31, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.49
- Market Cap
- $284.7M
- P/E Ratio
- —
- 5-Yr Total Return
- -89%
- 52-Week Range
- $1.50 – $4.75
- Dividend Safety
- D · 49/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 31, 2026 | — | $0.0100 | regular |
| Dec 31, 2025 | — | $0.0100 | regular |
| Sep 30, 2025 | — | $0.1250 | regular |
| Jun 30, 2025 | — | $0.1250 | regular |
| Mar 31, 2025 | — | $0.1250 | regular |
| Dec 31, 2024 | — | $0.2500 | regular |
| Sep 30, 2024 | — | $0.2500 | regular |
| Jun 28, 2024 | — | $0.3000 | regular |
| Mar 27, 2024 | — | $0.3000 | regular |
| Dec 28, 2023 | — | $0.3000 | regular |
| Sep 28, 2023 | — | $0.3600 | regular |
| Jun 29, 2023 | — | $0.1400 | regular |
| May 26, 2023 | — | $0.2600 | regular |
| Mar 30, 2023 | — | $0.4000 | regular |
Income Calculator
At $0.04 / yr per share
Per payment (quarterly)$1.00
Annual$4.00
Monthly avg$0.33
