SmarterDividends
SFBC

Sound Financial Bancorp, Inc.

SFBC

Financial Services · Banks - Regional · Stock · quarterly payer

$43.17

Overvalued · -23% Add to Portfolio

Forward Yield

1.95%

Annual Dividend

$0.84

Payout Ratio

26%

5-Yr Growth

4.8%

Ex-Date

Aug 7, 2026

Frequency

Quarterly

Key facts about SFBC's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Sound Financial Bancorp, Inc. (SFBC) has a forward dividend yield of 1.95%, based on an annual dividend of $0.84 per share and a share price of $43.17.
  • As of Oct 18, 2026, SFBC's dividend safety grade from SmarterDividends is A (86 out of 100), which rates the dividend as very safe.
  • SFBC last cut its regular dividend in 2009.
  • SFBC's most recent ex-dividend date was Aug 7, 2026, for a dividend of $0.21 per share.
  • As of Oct 18, 2026, SFBC pays out 26% of its trailing 12-month earnings as dividends (its payout ratio).
  • SFBC's dividend has grown at an average rate of 4.8% a year over the past five years.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for SFBC is $33.42 per share, 23% below the $43.17 share price, so SFBC screens as overvalued.
  • Sound Financial Bancorp, Inc. (SFBC) pays its dividend quarterly, 4 times a year.
  • Sound Financial Bancorp, Inc. (SFBC) has raised its regular dividend 9 times and cut it 1 time across the 62 payments on record since 2008. Its most recent change was a 10.5% increase to $0.210 per share, going ex-dividend on Feb 9, 2026. The last cut went ex-dividend on Sep 23, 2009.
Cite this page

SmarterDividends, "SFBC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/SFBC

Summary

As of Oct 18, 2026, Sound Financial Bancorp, Inc. (SFBC) yields 1.95% ($0.84 a year per share) and has a dividend safety grade of A (86/100).

Is SFBC a good dividend stock?

Yes

Sound Financial Bancorp, Inc. (SFBC) pays a quarterly dividend yielding 1.95% ($0.84/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (26%)
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2009

Key Data

Dividend Yield
1.95%
Payout Ratio
26%
Annual Dividend
$0.84
5-Yr Avg Growth
4.8%
Ex-Dividend Date
Aug 7, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.02
Market Cap
$110.9M
P/E Ratio
13.8
5-Yr Total Return
4%
52-Week Range
$40.68 – $49.21
Dividend Safety
A · 86/100
Ever Cut?
Yes (2009)

SFBC dividend raises and cuts

Sound Financial Bancorp, Inc. (SFBC) has raised its regular dividend 9 times and cut it 1 time across the 62 payments on record since 2008. Its most recent change was a 10.5% increase to $0.210 per share, going ex-dividend on Feb 9, 2026. The last cut went ex-dividend on Sep 23, 2009.

Ex-dateChangeOld → newMove
Feb 9, 2026Raise$0.190 → $0.210+10.5%
May 9, 2023Raise$0.170 → $0.190+11.8%
May 7, 2021Raise$0.150 → $0.170+13.3%
May 7, 2020Raise$0.140 → $0.150+7.1%
May 9, 2018Raise$0.120 → $0.140+16.7%
Feb 9, 2018Raise$0.100 → $0.120+20.0%
Feb 9, 2017Raise$0.0750 → $0.100+33.3%
Feb 8, 2016Raise$0.0600 → $0.0750+25.0%
May 8, 2015Raise$0.0500 → $0.0600+20.0%
Sep 23, 2009Cut$0.0400 → $0.0200−50.0%
Every SFBC payment →Download every raise and cut (CSV)
SFBC ex-dividend date & scheduleNext ex-date Aug 7, 2026 · full ex-dividend historyView →SFBC dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is SFBC a good dividend stock?

Yes. Sound Financial Bancorp, Inc. (SFBC) pays a quarterly dividend yielding 1.95% ($0.84/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is SFBC undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, SFBC's fair value is about $33.42 versus a $43.17 share price — so it looks overvalued (-23% vs. fair value).

Is SFBC's dividend safe?

SFBC has a dividend-safety grade of A (86/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2009, debt and yield-versus-history.

What is SFBC's fair value?

Our blended fair-value estimate for SFBC is about $33.42 per share, about 23% below the current $43.17 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is SFBC a buy, hold, or sell?

We don't issue formal ratings, but on the data SFBC screens as "yes" and overvalued. Sound Financial Bancorp, Inc. (SFBC) pays a quarterly dividend yielding 1.95% ($0.84/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will SFBC cut its dividend?

SFBC earns a dividend-safety grade of A (86/100), and has cut its dividend before (last in 2009). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does SFBC pay a dividend?

Yes. Sound Financial Bancorp, Inc. pays a quarterly dividend of about $0.84 per share annually, a forward yield of roughly 1.95%.

What is SFBC's dividend yield?

As of Oct 18, 2026, SFBC's forward dividend yield is 1.95%, based on a $0.84 annual dividend and a $43.17 share price.

What is SFBC's dividend per share?

As of Oct 18, 2026, SFBC pays $0.84 per share per year, distributed on a quarterly basis.

What is SFBC's dividend payout ratio?

As of Oct 18, 2026, SFBC's payout ratio is 26% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has SFBC grown its dividend?

SFBC does not currently have a long dividend-growth streak on record.

When is the next SFBC ex-dividend date?

As of Oct 18, 2026, SFBC's next ex-dividend date hasn't been announced. The most recent was Aug 7, 2026, for $0.21 per share.

Income Calculator

At $0.84 / yr per share

Per payment (quarterly)$21.00
Annual$84.00
Monthly avg$7.00

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