SmarterDividends
TCBS

Texas Community Bancshares, Inc.

TCBS

Financial Services · Stock · quarterly payer

Forward Yield

1.43%

Annual Dividend

$0.24

Payout Ratio

17%

5-Yr Growth

Ex-Date

Jun 2, 2026

Frequency

Quarterly

TCBS Dividend Safety Score

70/ 100
Grade B

Safe

Dividend-growth streak2 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage17% of earnings paid out
Yield vs its historyYield is 1.3× its 5-yr average — elevated

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is TCBS a good dividend stock?

Yes, with caveats

Texas Community Bancshares, Inc. (TCBS) pays a quarterly dividend yielding 1.43% ($0.24/yr), with 2 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (17%)

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.43%
Payout Ratio
17%
Annual Dividend
$0.24
5-Yr Avg Growth
Ex-Dividend Date
Jun 2, 2026
Years of Growth
2
Frequency
quarterly
Beta
-0.02
Market Cap
$48.3M
P/E Ratio
15.3
5-Yr Total Return
12%
52-Week Range
$15.10 – $20.00
Dividend Safety
B · 70/100
Ever Cut?
No
TCBS ex-dividend date & scheduleNext ex-date Jun 2, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.24 / yr per share

Per payment (quarterly)$6.00
Annual$24.00
Monthly avg$2.00