SmarterDividends
TCBS

Texas Community Bancshares, Inc.

TCBS

Financial Services · Banks - Regional · Stock · quarterly payer

$17.00

Overvalued · -45% Add to Portfolio

Forward Yield

1.41%

Annual Dividend

$0.24

Payout Ratio

17%

5-Yr Growth

—

Ex-Date

Sep 8, 2026

Frequency

Quarterly

Key facts about TCBS's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Texas Community Bancshares, Inc. (TCBS) has a forward dividend yield of 1.41%, based on an annual dividend of $0.24 per share and a share price of $17.00.
  • As of Oct 18, 2026, TCBS's dividend safety grade from SmarterDividends is B (72 out of 100), which rates the dividend as safe.
  • TCBS has never cut its regular dividend in the payment history SmarterDividends has on record.
  • TCBS's most recent ex-dividend date was Sep 8, 2026, for a dividend of $0.0600 per share.
  • As of Oct 18, 2026, TCBS pays out 17% of its trailing 12-month earnings as dividends (its payout ratio).
  • As of Oct 18, 2026, TCBS's 1.41% yield is 33% above its five-year average yield of 1.06%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for TCBS is $9.43 per share, 45% below the $17.00 share price, so TCBS screens as overvalued.
  • Texas Community Bancshares, Inc. (TCBS) pays its dividend quarterly, 4 times a year.
  • Texas Community Bancshares, Inc. (TCBS) has raised its regular dividend 4 times and cut it 0 times across the 15 payments on record since 2023. Its most recent change was a 20.0% increase to $0.0600 per share, going ex-dividend on Jun 2, 2026.
Cite this page

SmarterDividends, "TCBS Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/TCBS

Summary

As of Oct 18, 2026, Texas Community Bancshares, Inc. (TCBS) yields 1.41% ($0.24 a year per share) and has a dividend safety grade of B (72/100).

Is TCBS a good dividend stock?

Yes, with caveats

Texas Community Bancshares, Inc. (TCBS) pays a quarterly dividend yielding 1.41% ($0.24/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (17%)

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.41%
Payout Ratio
17%
Annual Dividend
$0.24
5-Yr Avg Growth
—
Ex-Dividend Date
Sep 8, 2026
Years of Growth
0
Frequency
quarterly
Beta
-0.03
Market Cap
$48.8M
P/E Ratio
14.0
5-Yr Total Return
12%
52-Week Range
$15.72 – $20.00
Dividend Safety
B · 72/100
Ever Cut?
No

TCBS dividend raises and cuts

Texas Community Bancshares, Inc. (TCBS) has raised its regular dividend 4 times and cut it 0 times across the 15 payments on record since 2023. Its most recent change was a 20.0% increase to $0.0600 per share, going ex-dividend on Jun 2, 2026.

Ex-dateChangeOld → newMove
Jun 2, 2026Raise$0.0500 → $0.0600+20.0%
Mar 10, 2026Raise$0.0400 → $0.0500+25.0%
Mar 13, 2024Raise$0.0300 → $0.0400+33.3%
Jun 8, 2023Raise$0.0200 → $0.0300+50.0%
Every TCBS payment →Download every raise and cut (CSV)
TCBS ex-dividend date & scheduleNext ex-date Sep 8, 2026 · full ex-dividend historyView →TCBS dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is TCBS a good dividend stock?

Yes, with caveats. Texas Community Bancshares, Inc. (TCBS) pays a quarterly dividend yielding 1.41% ($0.24/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is TCBS undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, TCBS's fair value is about $9.43 versus a $17.00 share price — so it looks overvalued (-45% vs. fair value).

Is TCBS's dividend safe?

TCBS has a dividend-safety grade of B (72/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is TCBS's fair value?

Our blended fair-value estimate for TCBS is about $9.43 per share, about 45% below the current $17.00 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is TCBS a buy, hold, or sell?

We don't issue formal ratings, but on the data TCBS screens as "yes, with caveats" and overvalued. Texas Community Bancshares, Inc. (TCBS) pays a quarterly dividend yielding 1.41% ($0.24/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will TCBS cut its dividend?

TCBS earns a dividend-safety grade of B (72/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does TCBS pay a dividend?

Yes. Texas Community Bancshares, Inc. pays a quarterly dividend of about $0.24 per share annually, a forward yield of roughly 1.41%.

What is TCBS's dividend yield?

As of Oct 18, 2026, TCBS's forward dividend yield is 1.41%, based on a $0.24 annual dividend and a $17.00 share price.

What is TCBS's dividend per share?

As of Oct 18, 2026, TCBS pays $0.24 per share per year, distributed on a quarterly basis.

What is TCBS's dividend payout ratio?

As of Oct 18, 2026, TCBS's payout ratio is 17% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has TCBS grown its dividend?

TCBS does not currently have a long dividend-growth streak on record.

When is the next TCBS ex-dividend date?

As of Oct 18, 2026, TCBS's next ex-dividend date hasn't been announced. The most recent was Sep 8, 2026, for $0.0600 per share.

Income Calculator

At $0.24 / yr per share

Per payment (quarterly)$6.00
Annual$24.00
Monthly avg$2.00

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