SmarterDividends
UNB

Union Bankshares, Inc.

UNB

Financial Services · Stock · quarterly payer

Forward Yield

6.23%

Annual Dividend

$1.44

Payout Ratio

57%

5-Yr Growth

2.4%

Ex-Date

Apr 27, 2026

Frequency

Quarterly

UNB Dividend Safety Score

81/ 100
Grade A

Very Safe

Dividend-growth streak16 consecutive years of growth
Cut historyCut its dividend in 2009
Earnings payout coverage57% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is UNB a good dividend stock?

Yes

Union Bankshares, Inc. (UNB) pays a quarterly dividend yielding 6.23% ($1.44/yr), with 16 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 16 consecutive years of dividend growth
  • Comfortable payout ratio (57%)
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2009
  • Share price is down over the past 5 years

Key Data

Dividend Yield
6.23%
Payout Ratio
57%
Annual Dividend
$1.44
5-Yr Avg Growth
2.4%
Ex-Dividend Date
Apr 27, 2026
Years of Growth
16
Frequency
quarterly
Beta
0.27
Market Cap
$106.4M
P/E Ratio
9.2
5-Yr Total Return
-37%
52-Week Range
$20.65 – $29.49
Dividend Safety
A · 81/100
Ever Cut?
Yes (2009)
UNB ex-dividend date & scheduleNext ex-date Apr 27, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.44 / yr per share

Per payment (quarterly)$36.00
Annual$144.00
Monthly avg$12.00