SmarterDividends

AAPL vs ATLCL: Which Is the Better Dividend Stock?

As of Oct 18, 2026, AAPL and ATLCL are closely matched. ATLCL offers the higher yield at 6.13%, AAPL has the higher dividend-safety score, and ATLCL looks like the better value (its fair-value estimate is 40% above its share price).

Key facts: AAPL vs ATLCL

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 (ATLCL) has the higher forward dividend yield at 6.13%, versus 0.31% for Apple Inc. (AAPL).
  • As of Oct 18, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and ATLCL's B (67/100).
  • By SmarterDividends' count as of Oct 18, 2026, AAPL has raised its dividend for 14 consecutive years and ATLCL for 0.
  • As of Oct 18, 2026, AAPL's fair-value estimate is 46% below its share price and ATLCL's fair-value estimate is 40% above its share price, so ATLCL looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AAPL vs ATLCL: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aapl-vs-atlcl

MetricAAPLATLCL
Forward yield0.31%6.13%
Annual dividend$1.08$1.53
Payout ratio12%—
Years of growth14 yr0 yr
5-yr dividend growth5.0%—
5-yr total return108%-1%
Dividend safety score95 (A)67 (B)
Fair value estimate$184.66$35.09
Upside to fair value-46%+40%
Frequencyquarterlyquarterly
Market cap$5.0T—
P/E ratio39.4—

Higher yield

ATLCL

6.13%

Safer dividend

AAPL

Grade A

Faster growth

AAPL

5.0%

Better value

ATLCL

+40% upside

AAPL vs ATLCL — FAQ

Is AAPL or ATLCL a better dividend stock?

AAPL and ATLCL are closely matched. ATLCL has the higher yield; AAPL scores better on safety.

Which has a higher dividend yield, AAPL or ATLCL?

ATLCL has the higher forward dividend yield at 6.13%, versus 0.31% for AAPL.

Is AAPL or ATLCL safer?

AAPL has the higher dividend-safety score (95/100 vs 67/100), reflecting stronger payout coverage and dividend-growth history.

Is AAPL or ATLCL better value right now?

As of Oct 18, 2026, ATLCL looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For AAPL, its fair-value estimate is 46% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.