AAPL vs FCNCN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AAPL and FCNCN are closely matched. FCNCN offers the higher yield at 4.46%, AAPL has the higher dividend-safety score, and FCNCN looks like the better value (its fair-value estimate is 2% above its share price).
Key facts: AAPL vs FCNCN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E (FCNCN) has the higher forward dividend yield at 4.46%, versus 0.31% for Apple Inc. (AAPL).
- By SmarterDividends' count as of Oct 18, 2026, AAPL has raised its dividend for 14 consecutive years and FCNCN for 0.
- As of Oct 18, 2026, AAPL's fair-value estimate is 46% below its share price and FCNCN's fair-value estimate is 2% above its share price, so FCNCN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs FCNCN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aapl-vs-fcncn
AAPLApple Inc.| Metric | AAPL | FCNCN |
|---|---|---|
| Forward yield | 0.31% | 4.46% |
| Annual dividend | $1.08 | $1.01 |
| Payout ratio | 12% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 5.0% | — |
| 5-yr total return | 108% | — |
| Dividend safety score | 95 (A) | — |
| Fair value estimate | $184.66 | $23.18 |
| Upside to fair value | -46% | +2% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | — |
| P/E ratio | 39.4 | — |
Higher yield
FCNCN
4.46%
Safer dividend
AAPL
Grade A
Faster growth
AAPL
5.0%
Better value
FCNCN
+2% upside
AAPL vs FCNCN — FAQ
Is AAPL or FCNCN a better dividend stock?
AAPL and FCNCN are closely matched. FCNCN has the higher yield; AAPL scores better on safety.
Which has a higher dividend yield, AAPL or FCNCN?
FCNCN has the higher forward dividend yield at 4.46%, versus 0.31% for AAPL.
Is AAPL or FCNCN safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is AAPL or FCNCN better value right now?
As of Oct 18, 2026, FCNCN looks like the better value: its fair-value estimate is 2% above its share price (fairly valued). For AAPL, its fair-value estimate is 46% below its share price.
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