AAPL vs GAINZ: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AAPL (Apple Inc.) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. GAINZ offers the higher yield at 3.80%, AAPL has the higher dividend-safety score, and AAPL looks like the better value (its fair-value estimate is 46% below its share price).
Key facts: AAPL vs GAINZ
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Gladstone Investment Corporation 4.875% Notes due 2028 (GAINZ) has the higher forward dividend yield at 3.80%, versus 0.31% for Apple Inc. (AAPL).
- As of Oct 18, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and GAINZ's B (76/100).
- By SmarterDividends' count as of Oct 18, 2026, AAPL has raised its dividend for 14 consecutive years and GAINZ for 0.
- As of Oct 18, 2026, AAPL's fair-value estimate is 46% below its share price and GAINZ's fair-value estimate is 50% below its share price, so AAPL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs GAINZ: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aapl-vs-gainz
| Metric | AAPL | GAINZ |
|---|---|---|
| Forward yield | 0.31% | 3.80% |
| Annual dividend | $1.08 | $0.92 |
| Payout ratio | 12% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 5.0% | — |
| 5-yr total return | 108% | -6% |
| Dividend safety score | 95 (A) | 76 (B) |
| Fair value estimate | $184.66 | $11.97 |
| Upside to fair value | -46% | -50% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | — |
| P/E ratio | 39.4 | — |
Higher yield
GAINZ
3.80%
Safer dividend
AAPL
Grade A
Faster growth
AAPL
5.0%
Better value
AAPL
-46% upside
AAPL vs GAINZ — FAQ
Is AAPL or GAINZ a better dividend stock?
On the data, AAPL wins more head-to-head categories (5 vs 1). GAINZ offers the higher yield (3.80%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AAPL or GAINZ?
GAINZ has the higher forward dividend yield at 3.80%, versus 0.31% for AAPL.
Is AAPL or GAINZ safer?
AAPL has the higher dividend-safety score (95/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is AAPL or GAINZ better value right now?
As of Oct 18, 2026, AAPL looks like the better value: its fair-value estimate is 46% below its share price (overvalued). For GAINZ, its fair-value estimate is 50% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.