AAPL vs INBKZ: Which Is the Better Dividend Stock?
As of Oct 18, 2026, INBKZ (First Internet Bancorp - Fixed-) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. INBKZ offers the higher yield at 8.06%, AAPL has the higher dividend-safety score, and INBKZ looks like the better value (its fair-value estimate is 85% above its share price).
Key facts: AAPL vs INBKZ
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First Internet Bancorp - Fixed- (INBKZ) has the higher forward dividend yield at 8.06%, versus 0.31% for Apple Inc. (AAPL).
- As of Oct 18, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and INBKZ's C (50/100).
- By SmarterDividends' count as of Oct 18, 2026, AAPL has raised its dividend for 14 consecutive years and INBKZ for 2.
- As of Oct 18, 2026, AAPL's fair-value estimate is 46% below its share price and INBKZ's fair-value estimate is 85% above its share price, so INBKZ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs INBKZ: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aapl-vs-inbkz
| Metric | AAPL | INBKZ |
|---|---|---|
| Forward yield | 0.31% | 8.06% |
| Annual dividend | $1.08 | $2.04 |
| Payout ratio | 12% | — |
| Years of growth | 14 yr | 2 yr |
| 5-yr dividend growth | 5.0% | 7.5% |
| 5-yr total return | 108% | -7% |
| Dividend safety score | 95 (A) | 50 (C) |
| Fair value estimate | $184.66 | $46.73 |
| Upside to fair value | -46% | +85% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | — |
| P/E ratio | 39.4 | — |
Higher yield
INBKZ
8.06%
Safer dividend
AAPL
Grade A
Faster growth
INBKZ
7.5%
Better value
INBKZ
+85% upside
AAPL vs INBKZ — FAQ
Is AAPL or INBKZ a better dividend stock?
On the data, INBKZ wins more head-to-head categories (4 vs 3). INBKZ offers the higher yield (8.06%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AAPL or INBKZ?
INBKZ has the higher forward dividend yield at 8.06%, versus 0.31% for AAPL.
Is AAPL or INBKZ safer?
AAPL has the higher dividend-safety score (95/100 vs 50/100), reflecting stronger payout coverage and dividend-growth history.
Is AAPL or INBKZ better value right now?
As of Oct 18, 2026, INBKZ looks like the better value: its fair-value estimate is 85% above its share price (undervalued). For AAPL, its fair-value estimate is 46% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.