SmarterDividends

AAPL vs PEGA: Which Is the Better Dividend Stock?

As of Oct 18, 2026, AAPL and PEGA are closely matched. PEGA offers the higher yield at 0.35%, AAPL has the higher dividend-safety score, and PEGA looks like the better value (its fair-value estimate is 60% above its share price).

Key facts: AAPL vs PEGA

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Pegasystems Inc. (PEGA) has the higher forward dividend yield at 0.35%, versus 0.31% for Apple Inc. (AAPL).
  • As of Oct 18, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and PEGA's A (90/100).
  • By SmarterDividends' count as of Oct 18, 2026, AAPL has raised its dividend for 14 consecutive years and PEGA for 1.
  • As of Oct 18, 2026, AAPL pays out 12% of its earnings as dividends and PEGA pays out 7%.
  • As of Oct 18, 2026, AAPL's fair-value estimate is 46% below its share price and PEGA's fair-value estimate is 60% above its share price, so PEGA looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AAPL vs PEGA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aapl-vs-pega

MetricAAPLPEGA
Forward yield0.31%0.35%
Annual dividend$1.08$0.12
Payout ratio12%7%
Years of growth14 yr1 yr
5-yr dividend growth5.0%8.4%
5-yr total return108%-40%
Dividend safety score95 (A)90 (A)
Fair value estimate$184.66$55.27
Upside to fair value-46%+60%
Frequencyquarterlyquarterly
Market cap$5.0T$5.7B
P/E ratio39.419.5

Higher yield

PEGA

0.35%

Safer dividend

AAPL

Grade A

Faster growth

PEGA

8.4%

Better value

PEGA

+60% upside

AAPL vs PEGA — FAQ

Is AAPL or PEGA a better dividend stock?

AAPL and PEGA are closely matched. PEGA has the higher yield; AAPL scores better on safety.

Which has a higher dividend yield, AAPL or PEGA?

PEGA has the higher forward dividend yield at 0.35%, versus 0.31% for AAPL.

Is AAPL or PEGA safer?

AAPL has the higher dividend-safety score (95/100 vs 90/100), reflecting stronger payout coverage and dividend-growth history.

Is AAPL or PEGA better value right now?

As of Oct 18, 2026, PEGA looks like the better value: its fair-value estimate is 60% above its share price (undervalued). For AAPL, its fair-value estimate is 46% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.