BAC vs CBSH: Which Is the Better Dividend Stock?
As of Nov 5, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.48%, CBSH has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs CBSH
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.48%, versus 1.96% for Commerce Bancshares, Inc. (CBSH).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CBSH's A (94/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and CBSH for 8.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and CBSH pays out 27%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and CBSH's fair-value estimate is 27% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CBSH: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-cbsh
| Metric | BAC | CBSH |
|---|---|---|
| Forward yield | 2.48% | 1.96% |
| Annual dividend | $1.28 | $1.10 |
| Payout ratio | 28% | 27% |
| Years of growth | 12 yr | 8 yr |
| 5-yr dividend growth | 8.4% | 4.1% |
| 5-yr total return | 12% | -4% |
| Dividend safety score | 87 (A) | 94 (A) |
| Fair value estimate | $63.43 | $40.82 |
| Upside to fair value | +25% | -27% |
| Frequency | quarterly | quarterly |
| Market cap | $349.9B | $7.9B |
| P/E ratio | 12.1 | 13.4 |
Higher yield
BAC
2.48%
Safer dividend
CBSH
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+25% upside
BAC vs CBSH — FAQ
Is BAC or CBSH a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). BAC offers the higher yield (2.48%), while CBSH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CBSH?
BAC has the higher forward dividend yield at 2.48%, versus 1.96% for CBSH.
Is BAC or CBSH safer?
CBSH has the higher dividend-safety score (94/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CBSH better value right now?
As of Nov 5, 2026, BAC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For CBSH, its fair-value estimate is 27% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.