SmarterDividends

CBSH vs V: Which Is the Better Dividend Stock?

As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CBSH offers the higher yield at 1.96%, CBSH has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 25% below its share price).

Key facts: CBSH vs V

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Commerce Bancshares, Inc. (CBSH) has the higher forward dividend yield at 1.96%, versus 0.71% for Visa Inc. (V).
  • As of Nov 5, 2026, SmarterDividends grades CBSH's dividend safety A (94/100) and V's A (93/100).
  • By SmarterDividends' count as of Nov 5, 2026, CBSH has raised its dividend for 8 consecutive years and V for 17.
  • As of Nov 5, 2026, CBSH pays out 27% of its earnings as dividends and V pays out 22%.
  • As of Nov 5, 2026, CBSH's fair-value estimate is 27% below its share price and V's fair-value estimate is 25% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "CBSH vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/cbsh-vs-v

MetricCBSHV
Forward yield1.96%0.71%
Annual dividend$1.10$3.12
Payout ratio27%22%
Years of growth8 yr17 yr
5-yr dividend growth4.1%14.9%
5-yr total return-4%113%
Dividend safety score94 (A)93 (A)
Fair value estimate$40.82$321.86
Upside to fair value-27%-25%
Frequencyquarterlyquarterly
Market cap$7.9B$804.3B
P/E ratio13.434.9

Higher yield

CBSH

1.96%

Safer dividend

CBSH

Grade A

Faster growth

V

14.9%

Better value

V

-25% upside

CBSH vs V — FAQ

Is CBSH or V a better dividend stock?

On the data, V wins more head-to-head categories (6 vs 2). CBSH offers the higher yield (1.96%), while CBSH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, CBSH or V?

CBSH has the higher forward dividend yield at 1.96%, versus 0.71% for V.

Is CBSH or V safer?

CBSH has the higher dividend-safety score (94/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.

Is CBSH or V better value right now?

As of Nov 5, 2026, V looks like the better value: its fair-value estimate is 25% below its share price (overvalued). For CBSH, its fair-value estimate is 27% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.