CBSH vs MA: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CBSH offers the higher yield at 1.96%, CBSH has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 25% below its share price).
Key facts: CBSH vs MA
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Commerce Bancshares, Inc. (CBSH) has the higher forward dividend yield at 1.96%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades CBSH's dividend safety A (94/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 5, 2026, CBSH has raised its dividend for 8 consecutive years and MA for 14.
- As of Nov 5, 2026, CBSH pays out 27% of its earnings as dividends and MA pays out 18%.
- As of Nov 5, 2026, CBSH's fair-value estimate is 27% below its share price and MA's fair-value estimate is 25% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CBSH vs MA: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/cbsh-vs-ma
| Metric | CBSH | MA |
|---|---|---|
| Forward yield | 1.96% | 0.52% |
| Annual dividend | $1.10 | $3.48 |
| Payout ratio | 27% | 18% |
| Years of growth | 8 yr | 14 yr |
| 5-yr dividend growth | 4.1% | 13.7% |
| 5-yr total return | -4% | 103% |
| Dividend safety score | 94 (A) | 89 (A) |
| Fair value estimate | $40.82 | $499.25 |
| Upside to fair value | -27% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $7.9B | $578.5B |
| P/E ratio | 13.4 | 34.7 |
Higher yield
CBSH
1.96%
Safer dividend
CBSH
Grade A
Faster growth
MA
13.7%
Better value
MA
-25% upside
CBSH vs MA — FAQ
Is CBSH or MA a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). CBSH offers the higher yield (1.96%), while CBSH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CBSH or MA?
CBSH has the higher forward dividend yield at 1.96%, versus 0.52% for MA.
Is CBSH or MA safer?
CBSH has the higher dividend-safety score (94/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is CBSH or MA better value right now?
As of Nov 5, 2026, MA looks like the better value: its fair-value estimate is 25% below its share price (overvalued). For CBSH, its fair-value estimate is 27% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.