CBSH vs HSBC: Which Is the Better Dividend Stock?
As of Nov 5, 2026, CBSH and HSBC are closely matched. HSBC offers the higher yield at 2.24%, CBSH has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: CBSH vs HSBC
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 2.24%, versus 1.96% for Commerce Bancshares, Inc. (CBSH).
- As of Nov 5, 2026, SmarterDividends grades CBSH's dividend safety A (94/100) and HSBC's B (68/100).
- By SmarterDividends' count as of Nov 5, 2026, CBSH has raised its dividend for 8 consecutive years and HSBC for 0.
- As of Nov 5, 2026, CBSH pays out 27% of its earnings as dividends and HSBC pays out 54%.
- As of Nov 5, 2026, CBSH's fair-value estimate is 27% below its share price and HSBC's fair-value estimate is 65% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CBSH vs HSBC: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/cbsh-vs-hsbc
| Metric | CBSH | HSBC |
|---|---|---|
| Forward yield | 1.96% | 2.24% |
| Annual dividend | $1.10 | $2.00 |
| Payout ratio | 27% | 54% |
| Years of growth | 8 yr | 0 yr |
| 5-yr dividend growth | 4.1% | -13.8% |
| 5-yr total return | -4% | 209% |
| Dividend safety score | 94 (A) | 68 (B) |
| Fair value estimate | $40.82 | $145.65 |
| Upside to fair value | -27% | +65% |
| Frequency | quarterly | quarterly |
| Market cap | $7.9B | $301.5B |
| P/E ratio | 13.4 | 11.5 |
Higher yield
HSBC
2.24%
Safer dividend
CBSH
Grade A
Faster growth
CBSH
4.1%
Better value
HSBC
+65% upside
CBSH vs HSBC — FAQ
Is CBSH or HSBC a better dividend stock?
CBSH and HSBC are closely matched. HSBC has the higher yield; CBSH scores better on safety.
Which has a higher dividend yield, CBSH or HSBC?
HSBC has the higher forward dividend yield at 2.24%, versus 1.96% for CBSH.
Is CBSH or HSBC safer?
CBSH has the higher dividend-safety score (94/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is CBSH or HSBC better value right now?
As of Nov 5, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For CBSH, its fair-value estimate is 27% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.