BAC vs CHMG: Which Is the Better Dividend Stock?
As of Nov 9, 2026, BAC and CHMG are closely matched. BAC offers the higher yield at 2.59%, CHMG has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 29% above its share price).
Key facts: BAC vs CHMG
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.59%, versus 1.70% for Chemung Financial Corporation (CHMG).
- As of Nov 9, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and CHMG's A (97/100).
- By SmarterDividends' count as of Nov 9, 2026, BAC has raised its dividend for 12 consecutive years and CHMG for 1.
- As of Nov 9, 2026, BAC pays out 28% of its earnings as dividends and CHMG pays out 17%.
- As of Nov 9, 2026, BAC's fair-value estimate is 29% above its share price and CHMG's fair-value estimate is 22% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CHMG: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/bac-vs-chmg
| Metric | BAC | CHMG |
|---|---|---|
| Forward yield | 2.59% | 1.70% |
| Annual dividend | $1.28 | $1.44 |
| Payout ratio | 28% | 17% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 4.9% |
| 5-yr total return | 11% | 79% |
| Dividend safety score | 85 (A) | 97 (A) |
| Fair value estimate | $63.64 | $65.91 |
| Upside to fair value | +29% | -22% |
| Frequency | quarterly | quarterly |
| Market cap | $341.0B | $408.7M |
| P/E ratio | 11.8 | 10.6 |
Higher yield
BAC
2.59%
Safer dividend
CHMG
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+29% upside
BAC vs CHMG — FAQ
Is BAC or CHMG a better dividend stock?
BAC and CHMG are closely matched. BAC has the higher yield; CHMG scores better on safety.
Which has a higher dividend yield, BAC or CHMG?
BAC has the higher forward dividend yield at 2.59%, versus 1.70% for CHMG.
Is BAC or CHMG safer?
CHMG has the higher dividend-safety score (97/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CHMG better value right now?
As of Nov 9, 2026, BAC looks like the better value: its fair-value estimate is 29% above its share price (undervalued). For CHMG, its fair-value estimate is 22% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.