CHMG vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, CHMG (Chemung Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.61%, CHMG has the higher dividend-safety score, and CHMG trades at the larger discount to fair value (+125%).
| Metric | CHMG | HSBC |
|---|---|---|
| Forward yield | 1.70% | 3.61% |
| Annual dividend | $1.44 | $3.75 |
| Payout ratio | 20% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 4.9% | -13.8% |
| 5-yr total return | 88% | 303% |
| Dividend safety score | 97 (A) | 72 (B) |
| Fair value estimate | $191.78 | $136.26 |
| Upside to fair value | +125% | +29% |
| Frequency | quarterly | quarterly |
| Market cap | $410.9M | $350.0B |
| P/E ratio | 12.2 | 14.6 |
Higher yield
HSBC
3.61%
Safer dividend
CHMG
Grade A
Faster growth
CHMG
4.9%
Better value
CHMG
+125% upside
CHMG vs HSBC — FAQ
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