SmarterDividends

CHMG vs JPM: Which Is the Better Dividend Stock?

As of Nov 9, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. JPM offers the higher yield at 1.97%, CHMG has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 13% below its share price).

Key facts: CHMG vs JPM

Data as of · Source: SmarterDividends data

  • As of Nov 9, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.97%, versus 1.70% for Chemung Financial Corporation (CHMG).
  • As of Nov 9, 2026, SmarterDividends grades CHMG's dividend safety A (97/100) and JPM's A (86/100).
  • By SmarterDividends' count as of Nov 9, 2026, CHMG has raised its dividend for 1 consecutive years and JPM for 15.
  • As of Nov 9, 2026, CHMG pays out 17% of its earnings as dividends and JPM pays out 26%.
  • As of Nov 9, 2026, CHMG's fair-value estimate is 22% below its share price and JPM's fair-value estimate is 13% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "CHMG vs JPM: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/chmg-vs-jpm

MetricCHMGJPM
Forward yield1.70%1.97%
Annual dividend$1.44$6.60
Payout ratio17%26%
Years of growth1 yr15 yr
5-yr dividend growth4.9%9.0%
5-yr total return79%111%
Dividend safety score97 (A)86 (A)
Fair value estimate$65.91$290.88
Upside to fair value-22%-13%
Frequencyquarterlyquarterly
Market cap$408.7M$888.3B
P/E ratio10.614.0

Higher yield

JPM

1.97%

Safer dividend

CHMG

Grade A

Faster growth

JPM

9.0%

Better value

JPM

-13% upside

CHMG vs JPM — FAQ

Is CHMG or JPM a better dividend stock?

On the data, JPM wins more head-to-head categories (6 vs 2). JPM offers the higher yield (1.97%), while CHMG has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, CHMG or JPM?

JPM has the higher forward dividend yield at 1.97%, versus 1.70% for CHMG.

Is CHMG or JPM safer?

CHMG has the higher dividend-safety score (97/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.

Is CHMG or JPM better value right now?

As of Nov 9, 2026, JPM looks like the better value: its fair-value estimate is 13% below its share price (fairly valued). For CHMG, its fair-value estimate is 22% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.