SmarterDividends
CHMG

Chemung Financial Corporation

CHMG25 yrs growth

Financial Services · Stock · quarterly payer

Forward Yield

1.95%

Annual Dividend

$1.36

Payout Ratio

35%

5-Yr Growth

4.9%

Ex-Date

Jun 17, 2026

Frequency

Quarterly

CHMG Dividend Safety Score

98/ 100
Grade A

Very Safe

Dividend-growth streak24 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage35% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is CHMG a good dividend stock?

Yes

Chemung Financial Corporation (CHMG) pays a quarterly dividend yielding 1.95% ($1.36/yr), with 25 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Dividend Aristocrat — 25 consecutive years of growth
  • Never cut its dividend on record
  • Comfortable payout ratio (35%)
  • 57% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.95%
Payout Ratio
35%
Annual Dividend
$1.36
5-Yr Avg Growth
4.9%
Ex-Dividend Date
Jun 17, 2026
Years of Growth
25
Frequency
quarterly
Beta
0.62
Market Cap
$336.3M
P/E Ratio
18.4
5-Yr Total Return
57%
52-Week Range
$43.20 – $70.83
Dividend Safety
A · 98/100
Ever Cut?
No
CHMG ex-dividend date & scheduleNext ex-date Jun 17, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.36 / yr per share

Per payment (quarterly)$34.00
Annual$136.00
Monthly avg$11.33