BAC vs EIC: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. EIC offers the higher yield at 13.88%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | EIC |
|---|---|---|
| Forward yield | 2.06% | 13.88% |
| Annual dividend | $1.28 | $1.38 |
| Payout ratio | 26% | 182% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 15.6% |
| 5-yr total return | 49% | -43% |
| Dividend safety score | 85 (A) | 45 (D) |
| Fair value estimate | $102.38 | $5.04 |
| Upside to fair value | +65% | -49% |
| Frequency | quarterly | monthly |
| Market cap | $439.5B | $234.6M |
| P/E ratio | 14.4 | — |
Higher yield
EIC
13.88%
Safer dividend
BAC
Grade A
Faster growth
EIC
15.6%
Better value
BAC
+65% upside
BAC vs EIC — FAQ
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