SmarterDividends

EIC vs HSBC: Which Is the Better Dividend Stock?

As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. EIC offers the higher yield at 13.88%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+22%).

MetricEICHSBC
Forward yield13.88%3.61%
Annual dividend$1.38$3.75
Payout ratio182%62%
Years of growth0 yr0 yr
5-yr dividend growth15.6%-13.8%
5-yr total return-43%291%
Dividend safety score45 (D)70 (B)
Fair value estimate$5.04$126.29
Upside to fair value-49%+22%
Frequencymonthlyquarterly
Market cap$234.6M$355.7B
P/E ratio17.2

Higher yield

EIC

13.88%

Safer dividend

HSBC

Grade B

Faster growth

EIC

15.6%

Better value

HSBC

+22% upside

EIC vs HSBC — FAQ

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