Eagle Point Income Company
EICFinancial Services · Stock · monthly payer
Forward Yield
13.65%
Annual Dividend
$1.32
Payout Ratio
182%
5-Yr Growth
15.6%
Ex-Date
Oct 13, 2026
Frequency
Monthly
Summary
As of September 2026, Eagle Point Income Company (EIC) yields 13.65% ($1.32 per share annually), with a blended fair-value estimate of $13.62 — +41% upside, so it screens as undervalued. Dividend safety grade: D (44/100).
Is EIC a good dividend stock?
MixedEagle Point Income Company (EIC) pays a monthly dividend yielding 13.65% ($1.32/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Strong 15.6% 5-yr dividend growth
Risks
- Cut its dividend in 2025
- Elevated payout ratio (182%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 13.65%
- Payout Ratio
- 182%
- Annual Dividend
- $1.32
- 5-Yr Avg Growth
- 15.6%
- Ex-Dividend Date
- Oct 13, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 0.30
- Market Cap
- $225.7M
- P/E Ratio
- —
- 5-Yr Total Return
- -47%
- 52-Week Range
- $9.17 – $13.55
- Dividend Safety
- D · 44/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
EIC Price — Last 12 Months
Daily close
Price Return
1 Year
-25%
3 Years
-32%
5 Years
-47%
52-Week Range
$9.17 – $13.55
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is EIC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Eagle Point Income Company is $13.62 per share, versus a market price of $9.67. That implies 41% of upside — a margin of safety of about 29%.
Fair Value
$13.62
Current Price
$9.67
Upside
+41%
Margin of Safety
29%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about 11.8% annual free-cash-flow growth. We model -0.2% — so the price already assumes faster growth than we think is likely.
Assumptions: 7.0% discount rate (CAPM), -0.2% stage-1 growth, 2.5% terminal growth, -$0.29 EPS, $1.32 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
EIC Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 11, 2026 | — | $0.1100 | regular |
| Apr 10, 2026 | — | $0.1100 | regular |
| Mar 11, 2026 | — | $0.1100 | regular |
| Feb 9, 2026 | — | $0.1100 | regular |
| Jan 12, 2026 | — | $0.1100 | regular |
| Dec 11, 2025 | — | $0.1300 | regular |
| Nov 10, 2025 | — | $0.1300 | regular |
| Oct 14, 2025 | — | $0.1300 | regular |
| Sep 10, 2025 | — | $0.1300 | regular |
| Aug 11, 2025 | — | $0.1300 | regular |
| Jul 11, 2025 | — | $0.1300 | regular |
| Jun 10, 2025 | — | $0.2000 | regular |
| May 12, 2025 | — | $0.2000 | regular |
| Apr 10, 2025 | — | $0.2000 | regular |
Income Calculator
At $1.32 / yr per share
