Eagle Point Income Company Inc.
EICFinancial Services · Stock · monthly payer
Forward Yield
13.88%
Annual Dividend
$1.38
Payout Ratio
182%
5-Yr Growth
15.6%
Ex-Date
Aug 11, 2026
Frequency
Monthly
Summary
As of July 2026, Eagle Point Income Company Inc. (EIC) yields 13.88% ($1.38 per share annually), with a blended fair-value estimate of $5.04 — -49% downside, so it screens as overvalued. Dividend safety grade: D (45/100).
Is EIC a good dividend stock?
MixedEagle Point Income Company Inc. (EIC) pays a monthly dividend yielding 13.88% ($1.38/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Strong 15.6% 5-yr dividend growth
Risks
- Cut its dividend in 2025
- Elevated payout ratio (182%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 13.88%
- Payout Ratio
- 182%
- Annual Dividend
- $1.38
- 5-Yr Avg Growth
- 15.6%
- Ex-Dividend Date
- Aug 11, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 0.31
- Market Cap
- $234.6M
- P/E Ratio
- —
- 5-Yr Total Return
- -43%
- 52-Week Range
- $9.17 – $13.92
- Dividend Safety
- D · 45/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
EIC Price — Last 12 Months
Daily close
Price Return
1 Year
-28%
3 Years
-31%
5 Years
-43%
52-Week Range
$9.17 – $13.92
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is EIC worth?
Overvaluedlow confidenceOur blended fair-value estimate for Eagle Point Income Company Inc. is $5.04 per share, versus a market price of $9.97. That implies 49% of downside.
Fair Value
$5.04
Current Price
$9.97
Downside
-49%
Margin of Safety
-98%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
At today's price, the market is pricing in about 16.3% annual free-cash-flow growth. We model 5.7% — so the price already assumes faster growth than we think is likely.
Assumptions: 7.0% discount rate (CAPM), 5.7% stage-1 growth, 2.5% terminal growth, -$0.09 EPS, $1.38 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
EIC Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 11, 2026 | — | $0.1100 | regular |
| Apr 10, 2026 | — | $0.1100 | regular |
| Mar 11, 2026 | — | $0.1100 | regular |
| Feb 9, 2026 | — | $0.1100 | regular |
| Jan 12, 2026 | — | $0.1100 | regular |
| Dec 11, 2025 | — | $0.1300 | regular |
| Nov 10, 2025 | — | $0.1300 | regular |
| Oct 14, 2025 | — | $0.1300 | regular |
| Sep 10, 2025 | — | $0.1300 | regular |
| Aug 11, 2025 | — | $0.1300 | regular |
| Jul 11, 2025 | — | $0.1300 | regular |
| Jun 10, 2025 | — | $0.2000 | regular |
| May 12, 2025 | — | $0.2000 | regular |
| Apr 10, 2025 | — | $0.2000 | regular |
Income Calculator
At $1.38 / yr per share
