SmarterDividends

EIC vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. EIC offers the higher yield at 13.88%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+3%).

MetricEICMA
Forward yield13.88%0.63%
Annual dividend$1.38$3.48
Payout ratio182%18%
Years of growth0 yr14 yr
5-yr dividend growth15.6%13.7%
5-yr total return-43%56%
Dividend safety score45 (D)89 (A)
Fair value estimate$5.04$558.11
Upside to fair value-49%+3%
Frequencymonthlyquarterly
Market cap$234.6M$497.2B
P/E ratio32.0

Higher yield

EIC

13.88%

Safer dividend

MA

Grade A

Faster growth

EIC

15.6%

Better value

MA

+3% upside

EIC vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.