BAC vs UTG: Which Is the Better Dividend Stock?
As of September 2026, BAC and UTG are closely matched. UTG offers the higher yield at 7.15%, UTG has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | UTG |
|---|---|---|
| Forward yield | 2.29% | 7.15% |
| Annual dividend | $1.28 | $2.52 |
| Payout ratio | 26% | 17% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 1.7% |
| 5-yr total return | 21% | 6% |
| Dividend safety score | 86 (A) | 97 (A) |
| Fair value estimate | $91.91 | $41.67 |
| Upside to fair value | +59% | +16% |
| Frequency | quarterly | monthly |
| Market cap | $390.9B | $3.2B |
| P/E ratio | 12.9 | 2.5 |
Higher yield
UTG
7.15%
Safer dividend
UTG
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs UTG — FAQ
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