MA vs UTG: Which Is the Better Dividend Stock?
As of Nov 9, 2026, MA and UTG are closely matched. UTG offers the higher yield at 7.67%, UTG has the higher dividend-safety score, and UTG looks like the better value (its fair-value estimate is 27% above its share price).
Key facts: MA vs UTG
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, Reaves Utility Income Fund (UTG) has the higher forward dividend yield at 7.67%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 9, 2026, SmarterDividends grades MA's dividend safety A (89/100) and UTG's A (97/100).
- By SmarterDividends' count as of Nov 9, 2026, MA has raised its dividend for 14 consecutive years and UTG for 1.
- As of Nov 9, 2026, MA pays out 18% of its earnings as dividends and UTG pays out 17%.
- As of Nov 9, 2026, MA's fair-value estimate is 24% below its share price and UTG's fair-value estimate is 27% above its share price, so UTG looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UTG: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/ma-vs-utg
| Metric | MA | UTG |
|---|---|---|
| Forward yield | 0.53% | 7.67% |
| Annual dividend | $3.48 | $2.52 |
| Payout ratio | 18% | 17% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 1.7% |
| 5-yr total return | 107% | -1% |
| Dividend safety score | 89 (A) | 97 (A) |
| Fair value estimate | $499.25 | $41.76 |
| Upside to fair value | -24% | +27% |
| Frequency | quarterly | monthly |
| Market cap | $568.6B | $3.0B |
| P/E ratio | 34.2 | 2.4 |
Higher yield
UTG
7.67%
Safer dividend
UTG
Grade A
Faster growth
MA
13.7%
Better value
UTG
+27% upside
MA vs UTG — FAQ
Is MA or UTG a better dividend stock?
MA and UTG are closely matched. UTG has the higher yield; UTG scores better on safety.
Which has a higher dividend yield, MA or UTG?
UTG has the higher forward dividend yield at 7.67%, versus 0.53% for MA.
Is MA or UTG safer?
UTG has the higher dividend-safety score (97/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or UTG better value right now?
As of Nov 9, 2026, UTG looks like the better value: its fair-value estimate is 27% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.