SmarterDividends

UTG vs V: Which Is the Better Dividend Stock?

As of Nov 9, 2026, UTG and V are closely matched. UTG offers the higher yield at 7.67%, UTG has the higher dividend-safety score, and UTG looks like the better value (its fair-value estimate is 27% above its share price).

Key facts: UTG vs V

Data as of · Source: SmarterDividends data

  • As of Nov 9, 2026, Reaves Utility Income Fund (UTG) has the higher forward dividend yield at 7.67%, versus 0.74% for Visa Inc. (V).
  • As of Nov 9, 2026, SmarterDividends grades UTG's dividend safety A (97/100) and V's A (93/100).
  • By SmarterDividends' count as of Nov 9, 2026, UTG has raised its dividend for 1 consecutive years and V for 17.
  • As of Nov 9, 2026, UTG pays out 17% of its earnings as dividends and V pays out 22%.
  • As of Nov 9, 2026, UTG's fair-value estimate is 27% above its share price and V's fair-value estimate is 24% below its share price, so UTG looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "UTG vs V: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/utg-vs-v

MetricUTGV
Forward yield7.67%0.74%
Annual dividend$2.52$3.12
Payout ratio17%22%
Years of growth1 yr17 yr
5-yr dividend growth1.7%14.9%
5-yr total return-1%118%
Dividend safety score97 (A)93 (A)
Fair value estimate$41.76$321.86
Upside to fair value+27%-24%
Frequencymonthlyquarterly
Market cap$3.0B$788.6B
P/E ratio2.434.3

Higher yield

UTG

7.67%

Safer dividend

UTG

Grade A

Faster growth

V

14.9%

Better value

UTG

+27% upside

UTG vs V — FAQ

Is UTG or V a better dividend stock?

UTG and V are closely matched. UTG has the higher yield; UTG scores better on safety.

Which has a higher dividend yield, UTG or V?

UTG has the higher forward dividend yield at 7.67%, versus 0.74% for V.

Is UTG or V safer?

UTG has the higher dividend-safety score (97/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.

Is UTG or V better value right now?

As of Nov 9, 2026, UTG looks like the better value: its fair-value estimate is 27% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.