HSBC vs UTG: Which Is the Better Dividend Stock?
As of September 2026, UTG (Reaves Utility Income Fund) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UTG offers the higher yield at 7.15%, UTG has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).
| Metric | HSBC | UTG |
|---|---|---|
| Forward yield | 3.74% | 7.15% |
| Annual dividend | $3.75 | $2.52 |
| Payout ratio | 54% | 17% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 1.7% |
| 5-yr total return | 239% | 6% |
| Dividend safety score | 72 (B) | 97 (A) |
| Fair value estimate | $138.49 | $41.67 |
| Upside to fair value | +36% | +16% |
| Frequency | quarterly | monthly |
| Market cap | $343.1B | $3.2B |
| P/E ratio | 14.3 | 2.5 |
Higher yield
UTG
7.15%
Safer dividend
UTG
Grade A
Faster growth
UTG
1.7%
Better value
HSBC
+36% upside
HSBC vs UTG — FAQ
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