CASH vs HSBC: Which Is the Better Dividend Stock?
As of Oct 31, 2026, CASH (Pathward Financial, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 4.39%, CASH has the higher dividend-safety score, and CASH looks like the better value (its fair-value estimate is 105% above its share price).
Key facts: CASH vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.39%, versus 0.27% for Pathward Financial, Inc. (CASH).
- As of Oct 31, 2026, SmarterDividends grades CASH's dividend safety A (98/100) and HSBC's B (68/100).
- As of Oct 31, 2026, CASH pays out 3% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 31, 2026, CASH's fair-value estimate is 105% above its share price and HSBC's fair-value estimate is 75% above its share price, so CASH looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CASH vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/cash-vs-hsbc
| Metric | CASH | HSBC |
|---|---|---|
| Forward yield | 0.27% | 4.39% |
| Annual dividend | $0.20 | $3.75 |
| Payout ratio | 3% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 0.0% | -13.8% |
| 5-yr total return | 26% | 209% |
| Dividend safety score | 98 (A) | 68 (B) |
| Fair value estimate | $154.66 | $149.54 |
| Upside to fair value | +105% | +75% |
| Frequency | quarterly | quarterly |
| Market cap | $1.6B | $292.1B |
| P/E ratio | 9.3 | 11.2 |
Higher yield
HSBC
4.39%
Safer dividend
CASH
Grade A
Faster growth
CASH
0.0%
Better value
CASH
+105% upside
CASH vs HSBC — FAQ
Is CASH or HSBC a better dividend stock?
On the data, CASH wins more head-to-head categories (4 vs 3). HSBC offers the higher yield (4.39%), while CASH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CASH or HSBC?
HSBC has the higher forward dividend yield at 4.39%, versus 0.27% for CASH.
Is CASH or HSBC safer?
CASH has the higher dividend-safety score (98/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is CASH or HSBC better value right now?
As of Oct 31, 2026, CASH looks like the better value: its fair-value estimate is 105% above its share price (undervalued). For HSBC, its fair-value estimate is 75% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.