SmarterDividends

BAC vs CASH: Which Is the Better Dividend Stock?

As of July 2026, BAC and CASH are closely matched. BAC offers the higher yield at 2.06%, CASH has the higher dividend-safety score, and CASH trades at the larger discount to fair value (+211%).

MetricBACCASH
Forward yield2.06%0.24%
Annual dividend$1.28$0.20
Payout ratio26%3%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return49%75%
Dividend safety score85 (A)99 (A)
Fair value estimate$102.38$267.15
Upside to fair value+65%+211%
Frequencyquarterlyquarterly
Market cap$435.5B$1.8B
P/E ratio14.310.8

Higher yield

BAC

2.06%

Safer dividend

CASH

Grade A

Faster growth

BAC

8.4%

Better value

CASH

+211% upside

BAC vs CASH — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.