BAC vs CASH: Which Is the Better Dividend Stock?
As of Oct 31, 2026, BAC and CASH are closely matched. BAC offers the higher yield at 2.56%, CASH has the higher dividend-safety score, and CASH looks like the better value (its fair-value estimate is 105% above its share price).
Key facts: BAC vs CASH
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.56%, versus 0.27% for Pathward Financial, Inc. (CASH).
- As of Oct 31, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CASH's A (98/100).
- By SmarterDividends' count as of Oct 31, 2026, BAC has raised its dividend for 12 consecutive years and CASH for 0.
- As of Oct 31, 2026, BAC pays out 26% of its earnings as dividends and CASH pays out 3%.
- As of Oct 31, 2026, BAC's fair-value estimate is 27% above its share price and CASH's fair-value estimate is 105% above its share price, so CASH looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CASH: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/bac-vs-cash
| Metric | BAC | CASH |
|---|---|---|
| Forward yield | 2.56% | 0.27% |
| Annual dividend | $1.28 | $0.20 |
| Payout ratio | 26% | 3% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 12% | 26% |
| Dividend safety score | 87 (A) | 98 (A) |
| Fair value estimate | $63.43 | $154.66 |
| Upside to fair value | +27% | +105% |
| Frequency | quarterly | quarterly |
| Market cap | $346.2B | $1.6B |
| P/E ratio | 11.9 | 9.3 |
Higher yield
BAC
2.56%
Safer dividend
CASH
Grade A
Faster growth
BAC
8.4%
Better value
CASH
+105% upside
BAC vs CASH — FAQ
Is BAC or CASH a better dividend stock?
BAC and CASH are closely matched. BAC has the higher yield; CASH scores better on safety.
Which has a higher dividend yield, BAC or CASH?
BAC has the higher forward dividend yield at 2.56%, versus 0.27% for CASH.
Is BAC or CASH safer?
CASH has the higher dividend-safety score (98/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CASH better value right now?
As of Oct 31, 2026, CASH looks like the better value: its fair-value estimate is 105% above its share price (undervalued). For BAC, its fair-value estimate is 27% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.