CSPI vs MSFT: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CSPI offers the higher yield at 1.57%, MSFT has the higher dividend-safety score, and CSPI looks like the better value (its fair-value estimate is 13% below its share price).
Key facts: CSPI vs MSFT
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, CSP Inc. (CSPI) has the higher forward dividend yield at 1.57%, versus 0.74% for Microsoft Corporation (MSFT).
- As of Oct 18, 2026, SmarterDividends grades CSPI's dividend safety C (52/100) and MSFT's A (97/100).
- By SmarterDividends' count as of Oct 18, 2026, CSPI has raised its dividend for 3 consecutive years and MSFT for 20.
- As of Oct 18, 2026, CSPI's fair-value estimate is 13% below its share price and MSFT's fair-value estimate is 42% below its share price, so CSPI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CSPI vs MSFT: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/cspi-vs-msft
| Metric | CSPI | MSFT |
|---|---|---|
| Forward yield | 1.57% | 0.74% |
| Annual dividend | $0.12 | $3.92 |
| Payout ratio | 1150% | 20% |
| Years of growth | 3 yr | 20 yr |
| 5-yr dividend growth | -16.7% | 10.2% |
| 5-yr total return | 76% | 60% |
| Dividend safety score | 52 (C) | 97 (A) |
| Fair value estimate | $6.68 | $308.36 |
| Upside to fair value | -13% | -42% |
| Frequency | quarterly | quarterly |
| Market cap | $77.6M | $3.9T |
| P/E ratio | — | 29.5 |
Higher yield
CSPI
1.57%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
CSPI
-13% upside
CSPI vs MSFT — FAQ
Is CSPI or MSFT a better dividend stock?
On the data, MSFT wins more head-to-head categories (5 vs 3). CSPI offers the higher yield (1.57%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CSPI or MSFT?
CSPI has the higher forward dividend yield at 1.57%, versus 0.74% for MSFT.
Is CSPI or MSFT safer?
MSFT has the higher dividend-safety score (97/100 vs 52/100), reflecting stronger payout coverage and dividend-growth history.
Is CSPI or MSFT better value right now?
As of Oct 18, 2026, CSPI looks like the better value: its fair-value estimate is 13% below its share price (fairly valued). For MSFT, its fair-value estimate is 42% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.