DGICB vs HSBC: Which Is the Better Dividend Stock?
As of Oct 31, 2026, DGICB and HSBC are closely matched. HSBC offers the higher yield at 4.39%, DGICB has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: DGICB vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.39%, versus 3.26% for Donegal Group Inc. (DGICB).
- As of Oct 31, 2026, SmarterDividends grades DGICB's dividend safety A (99/100) and HSBC's B (68/100).
- By SmarterDividends' count as of Oct 31, 2026, DGICB has raised its dividend for 23 consecutive years and HSBC for 0.
- As of Oct 31, 2026, DGICB pays out 35% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 31, 2026, DGICB's fair-value estimate is 54% below its share price and HSBC's fair-value estimate is 75% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "DGICB vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/dgicb-vs-hsbc
| Metric | DGICB | HSBC |
|---|---|---|
| Forward yield | 3.26% | 4.39% |
| Annual dividend | $0.70 | $3.75 |
| Payout ratio | 35% | 54% |
| Years of growth | 23 yr | 0 yr |
| 5-yr dividend growth | 4.3% | -13.8% |
| 5-yr total return | 96% | 209% |
| Dividend safety score | 99 (A) | 68 (B) |
| Fair value estimate | $11.58 | $149.54 |
| Upside to fair value | -54% | +75% |
| Frequency | quarterly | quarterly |
| Market cap | $925.9M | $292.1B |
| P/E ratio | 13.4 | 11.2 |
Higher yield
HSBC
4.39%
Safer dividend
DGICB
Grade A
Faster growth
DGICB
4.3%
Better value
HSBC
+75% upside
DGICB vs HSBC — FAQ
Is DGICB or HSBC a better dividend stock?
DGICB and HSBC are closely matched. HSBC has the higher yield; DGICB scores better on safety.
Which has a higher dividend yield, DGICB or HSBC?
HSBC has the higher forward dividend yield at 4.39%, versus 3.26% for DGICB.
Is DGICB or HSBC safer?
DGICB has the higher dividend-safety score (99/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is DGICB or HSBC better value right now?
As of Oct 31, 2026, HSBC looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For DGICB, its fair-value estimate is 54% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.